Bad Credit and Intergroup Differences in Loan Denial Rates

Research has found wide disparities in loan denial rates among different racial/ethnic groups. Two competing explanations for these gaps arise. One argument is that these disparities result from underlying racial disparities in credit worthiness. A competing view is that the disparities arise from a...

Ausführliche Beschreibung

Gespeichert in:

Bibliographische Detailangaben
Veröffentlicht in:	The Review of Black political economy 2015-06, Vol.42 (1-2), p.19-34
Hauptverfasser:	Ards, Sheila D., Ha, Inhyuck Steve, Mazas, Jose-Luis, Myers, Samuel L.
Format:	Artikel
Sprache:	eng
Schlagworte:	African Americans Applicants Bank loans Consumer credit Credit market Credit risk Credit scoring Default Economic Policy Economics Economics and Finance Ethnicity Hispanic Americans Hypotheses Inequality Lending institutions Loans Mortgages Perception Political economy Political Science Polls & surveys Race Racial differences Racial discrimination Sociology Statistical analysis Student loans White people
Online-Zugang:	Volltext
Tags:	Tag hinzufügen Keine Tags, Fügen Sie den ersten Tag hinzu!

Schreiben Sie den ersten Kommentar!