Credit information sharing and banking crises: An empirical investigation
► We study the effect of information sharing on the likelihood of banking crises. ► We show that information sharing reduces the likelihood of banking crises. ► The result applies to both public registries and private bureaus. ► We show that information sharing reduces the negative effect of credit...
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| Veröffentlicht in: | Journal of macroeconomics 2012-09, Vol.34 (3), p.788-800 |
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| container_title | Journal of macroeconomics |
| container_volume | 34 |
| creator | Büyükkarabacak, Berrak Valev, Neven |
| description | ► We study the effect of information sharing on the likelihood of banking crises. ► We show that information sharing reduces the likelihood of banking crises. ► The result applies to both public registries and private bureaus. ► We show that information sharing reduces the negative effect of credit growth.
We study the effect of credit information sharing on the likelihood of banking crises using a comprehensive cross-country dataset for the period from 1975 to 2006. The empirical analysis shows that credit information sharing reduces the likelihood of banking crises and it does more so in low income countries. The effect is statistically and economically significant, and applies to both public registries and private bureaus. Furthermore, we show that credit information sharing reduces the impact of rapid credit growth on banking crises. Specifically, rapid credit growth is less likely to lead to a banking crisis in countries with credit information sharing. |
| doi_str_mv | 10.1016/j.jmacro.2012.03.002 |
| format | Article |
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We study the effect of credit information sharing on the likelihood of banking crises using a comprehensive cross-country dataset for the period from 1975 to 2006. The empirical analysis shows that credit information sharing reduces the likelihood of banking crises and it does more so in low income countries. The effect is statistically and economically significant, and applies to both public registries and private bureaus. Furthermore, we show that credit information sharing reduces the impact of rapid credit growth on banking crises. Specifically, rapid credit growth is less likely to lead to a banking crisis in countries with credit information sharing.</description><identifier>ISSN: 0164-0704</identifier><identifier>EISSN: 1873-152X</identifier><identifier>DOI: 10.1016/j.jmacro.2012.03.002</identifier><language>eng</language><publisher>Amsterdam: Elsevier Inc</publisher><subject>Banking ; Banking crises ; Credit ; Credit growth ; Credit information sharing ; Credit reports ; Economic crisis ; Empirical research ; Growth rate ; Information ; Information sharing ; Low income ; Panel data ; Studies</subject><ispartof>Journal of macroeconomics, 2012-09, Vol.34 (3), p.788-800</ispartof><rights>2012 Elsevier Inc.</rights><rights>Copyright Elsevier Science Ltd. Sep 2012</rights><lds50>peer_reviewed</lds50><woscitedreferencessubscribed>false</woscitedreferencessubscribed><citedby>FETCH-LOGICAL-c431t-aa97456c7fd43ebfd5d8647e3b23e91bb06d7ecb911003cfdf4e3a811b93b6193</citedby><cites>FETCH-LOGICAL-c431t-aa97456c7fd43ebfd5d8647e3b23e91bb06d7ecb911003cfdf4e3a811b93b6193</cites></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://dx.doi.org/10.1016/j.jmacro.2012.03.002$$EHTML$$P50$$Gelsevier$$H</linktohtml><link.rule.ids>314,776,780,3536,27903,27904,45974</link.rule.ids></links><search><creatorcontrib>Büyükkarabacak, Berrak</creatorcontrib><creatorcontrib>Valev, Neven</creatorcontrib><title>Credit information sharing and banking crises: An empirical investigation</title><title>Journal of macroeconomics</title><description>► We study the effect of information sharing on the likelihood of banking crises. ► We show that information sharing reduces the likelihood of banking crises. ► The result applies to both public registries and private bureaus. ► We show that information sharing reduces the negative effect of credit growth.
We study the effect of credit information sharing on the likelihood of banking crises using a comprehensive cross-country dataset for the period from 1975 to 2006. The empirical analysis shows that credit information sharing reduces the likelihood of banking crises and it does more so in low income countries. The effect is statistically and economically significant, and applies to both public registries and private bureaus. Furthermore, we show that credit information sharing reduces the impact of rapid credit growth on banking crises. Specifically, rapid credit growth is less likely to lead to a banking crisis in countries with credit information sharing.</description><subject>Banking</subject><subject>Banking crises</subject><subject>Credit</subject><subject>Credit growth</subject><subject>Credit information sharing</subject><subject>Credit reports</subject><subject>Economic crisis</subject><subject>Empirical research</subject><subject>Growth rate</subject><subject>Information</subject><subject>Information sharing</subject><subject>Low income</subject><subject>Panel data</subject><subject>Studies</subject><issn>0164-0704</issn><issn>1873-152X</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2012</creationdate><recordtype>article</recordtype><recordid>eNp9kLtOwzAUhi0EEqXwBgyRWFgSjmPnxoBUVVwqVWIBic2ynZPi0DjFTivx9jiEiYHpnOH7z-Uj5JJCQoHmN23SdlK7PkmBpgmwBCA9IjNaFiymWfp2TGYB4zEUwE_JmfctAJR5xmdktXRYmyEytuldJwfT28i_S2fsJpK2jpS0H2OvnfHob6OFjbDbGWe03IbQAf1gNj-xc3LSyK3Hi986J68P9y_Lp3j9_LhaLtax5owOsZRVwbNcF03NGaqmzuoy5wUylTKsqFKQ1wVqVVEKwHRTNxyZLClVFVM5rdicXE9zd67_3If9ojNe43YrLfZ7LyiwsgJaZjygV3_Qtt87G64bKV4WKVR5oPhEBYPeO2zEzplOuq8AidGvaMXkV4x-BTAR_IbY3RTD8OzBoBNeG7Q66HSoB1H35v8B32o4hYI</recordid><startdate>20120901</startdate><enddate>20120901</enddate><creator>Büyükkarabacak, Berrak</creator><creator>Valev, Neven</creator><general>Elsevier Inc</general><general>Elsevier Science Ltd</general><scope>AAYXX</scope><scope>CITATION</scope><scope>8BJ</scope><scope>FQK</scope><scope>JBE</scope></search><sort><creationdate>20120901</creationdate><title>Credit information sharing and banking crises: An empirical investigation</title><author>Büyükkarabacak, Berrak ; Valev, Neven</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c431t-aa97456c7fd43ebfd5d8647e3b23e91bb06d7ecb911003cfdf4e3a811b93b6193</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2012</creationdate><topic>Banking</topic><topic>Banking crises</topic><topic>Credit</topic><topic>Credit growth</topic><topic>Credit information sharing</topic><topic>Credit reports</topic><topic>Economic crisis</topic><topic>Empirical research</topic><topic>Growth rate</topic><topic>Information</topic><topic>Information sharing</topic><topic>Low income</topic><topic>Panel data</topic><topic>Studies</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Büyükkarabacak, Berrak</creatorcontrib><creatorcontrib>Valev, Neven</creatorcontrib><collection>CrossRef</collection><collection>International Bibliography of the Social Sciences (IBSS)</collection><collection>International Bibliography of the Social Sciences</collection><collection>International Bibliography of the Social Sciences</collection><jtitle>Journal of macroeconomics</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Büyükkarabacak, Berrak</au><au>Valev, Neven</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Credit information sharing and banking crises: An empirical investigation</atitle><jtitle>Journal of macroeconomics</jtitle><date>2012-09-01</date><risdate>2012</risdate><volume>34</volume><issue>3</issue><spage>788</spage><epage>800</epage><pages>788-800</pages><issn>0164-0704</issn><eissn>1873-152X</eissn><abstract>► We study the effect of information sharing on the likelihood of banking crises. ► We show that information sharing reduces the likelihood of banking crises. ► The result applies to both public registries and private bureaus. ► We show that information sharing reduces the negative effect of credit growth.
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| identifier | ISSN: 0164-0704 |
| ispartof | Journal of macroeconomics, 2012-09, Vol.34 (3), p.788-800 |
| issn | 0164-0704 1873-152X |
| language | eng |
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| source | Elsevier ScienceDirect Journals |
| subjects | Banking Banking crises Credit Credit growth Credit information sharing Credit reports Economic crisis Empirical research Growth rate Information Information sharing Low income Panel data Studies |
| title | Credit information sharing and banking crises: An empirical investigation |
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