Differences in Household Saving Between non-Hispanic White and Hispanic Households
This study uses the 2007 Survey of Consumer Finances to empirically explore differences in saving behavior between Hispanic (N = 533) and non-Hispanic White (N = 2,473) households. The results of the logistic regression model show that self-employed Hispanics were more likely to save, while self-emp...
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| Veröffentlicht in: | Hispanic journal of behavioral sciences 2012-02, Vol.34 (1), p.137-159 |
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| container_title | Hispanic journal of behavioral sciences |
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| creator | Fisher, Patti J. Hsu, Chungwen |
| description | This study uses the 2007 Survey of Consumer Finances to empirically explore differences in saving behavior between Hispanic (N = 533) and non-Hispanic White (N = 2,473) households. The results of the logistic regression model show that self-employed Hispanics were more likely to save, while self-employment was not significant for Whites. Being unbanked is the only variable that had a significantly negative relationship with saving for both groups. The results indicate that the model of saving applied to U.S. households may not be appropriate in studies focusing on the saving behaviors of Hispanics. In the empirical model estimated in the current article, only age, being unbanked, and self-employment have significant relationships with the saving behaviors of Hispanics, while many variables were significant for White households. |
| doi_str_mv | 10.1177/0739986311428891 |
| format | Article |
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The results of the logistic regression model show that self-employed Hispanics were more likely to save, while self-employment was not significant for Whites. Being unbanked is the only variable that had a significantly negative relationship with saving for both groups. The results indicate that the model of saving applied to U.S. households may not be appropriate in studies focusing on the saving behaviors of Hispanics. In the empirical model estimated in the current article, only age, being unbanked, and self-employment have significant relationships with the saving behaviors of Hispanics, while many variables were significant for White households.</description><identifier>ISSN: 0739-9863</identifier><identifier>EISSN: 1552-6364</identifier><identifier>DOI: 10.1177/0739986311428891</identifier><identifier>CODEN: HJBSEZ</identifier><language>eng</language><publisher>Los Angeles, CA: SAGE Publications</publisher><subject>Academic Persistence ; Age ; Behavior ; Comparative Analysis ; Consumers ; Family (Sociological Unit) ; Hispanic Americans ; Households ; Money Management ; Regression (Statistics) ; Savings ; Self Employment ; Surveys ; Whites</subject><ispartof>Hispanic journal of behavioral sciences, 2012-02, Vol.34 (1), p.137-159</ispartof><rights>SAGE Publications 2012</rights><rights>Copyright SAGE PUBLICATIONS, INC. 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In the empirical model estimated in the current article, only age, being unbanked, and self-employment have significant relationships with the saving behaviors of Hispanics, while many variables were significant for White households.</description><subject>Academic Persistence</subject><subject>Age</subject><subject>Behavior</subject><subject>Comparative Analysis</subject><subject>Consumers</subject><subject>Family (Sociological Unit)</subject><subject>Hispanic Americans</subject><subject>Households</subject><subject>Money Management</subject><subject>Regression (Statistics)</subject><subject>Savings</subject><subject>Self Employment</subject><subject>Surveys</subject><subject>Whites</subject><issn>0739-9863</issn><issn>1552-6364</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2012</creationdate><recordtype>article</recordtype><sourceid>BHHNA</sourceid><recordid>eNp1kM1Lw0AQxRdRsFbvHjwET16i-73Zo9ZqlYLgBx7DZjNpt6Sbmk0V_3u3RCoUPA0z7_feDIPQKcGXhCh1hRXTOpOMEE6zTJM9NCBC0FQyyffRYCOnG_0QHYWwwBhTkbEBer51VQUteAshcT6ZNOsA86Yukxfz6fwsuYHuC8AnvvHpxIWV8c4m73PXQWJ8mWxHW2M4RgeVqQOc_NYhersbv44m6fTp_mF0PU0tk7RLSVGqjGlQLJOgtSIlN0ZUusSSl9QoUViMrYmNEbggILmyTFCAouCCVSUboos-d9U2H2sIXb50wUJdGw_xmJxgkkUDxzyi5zvoolm3Pl6Xa0pVpimWEcI9ZNsmhBaqfNW6pWm_Y1K--XG---NoOest0Dq7xcePWnIhcZTTXg5mBn8r_437AfqxhAg</recordid><startdate>20120201</startdate><enddate>20120201</enddate><creator>Fisher, Patti J.</creator><creator>Hsu, Chungwen</creator><general>SAGE Publications</general><general>SAGE PUBLICATIONS, INC</general><scope>7SW</scope><scope>BJH</scope><scope>BNH</scope><scope>BNI</scope><scope>BNJ</scope><scope>BNO</scope><scope>ERI</scope><scope>PET</scope><scope>REK</scope><scope>WWN</scope><scope>AAYXX</scope><scope>CITATION</scope><scope>7U4</scope><scope>BHHNA</scope><scope>DWI</scope><scope>NAPCQ</scope><scope>WZK</scope></search><sort><creationdate>20120201</creationdate><title>Differences in Household Saving Between non-Hispanic White and Hispanic Households</title><author>Fisher, Patti J. ; Hsu, Chungwen</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c362t-1bd7839e7386e9971d4aa5f9d064d2a75bc00ca64da50b1e647c352eebb453fd3</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2012</creationdate><topic>Academic Persistence</topic><topic>Age</topic><topic>Behavior</topic><topic>Comparative Analysis</topic><topic>Consumers</topic><topic>Family (Sociological Unit)</topic><topic>Hispanic Americans</topic><topic>Households</topic><topic>Money Management</topic><topic>Regression (Statistics)</topic><topic>Savings</topic><topic>Self Employment</topic><topic>Surveys</topic><topic>Whites</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Fisher, Patti J.</creatorcontrib><creatorcontrib>Hsu, Chungwen</creatorcontrib><collection>ERIC</collection><collection>ERIC (Ovid)</collection><collection>ERIC</collection><collection>ERIC</collection><collection>ERIC (Legacy Platform)</collection><collection>ERIC( SilverPlatter )</collection><collection>ERIC</collection><collection>ERIC PlusText (Legacy Platform)</collection><collection>Education Resources Information Center (ERIC)</collection><collection>ERIC</collection><collection>CrossRef</collection><collection>Sociological Abstracts (pre-2017)</collection><collection>Sociological Abstracts</collection><collection>Sociological Abstracts</collection><collection>Nursing & Allied Health Premium</collection><collection>Sociological Abstracts (Ovid)</collection><jtitle>Hispanic journal of behavioral sciences</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Fisher, Patti J.</au><au>Hsu, Chungwen</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><ericid>EJ964560</ericid><atitle>Differences in Household Saving Between non-Hispanic White and Hispanic Households</atitle><jtitle>Hispanic journal of behavioral sciences</jtitle><date>2012-02-01</date><risdate>2012</risdate><volume>34</volume><issue>1</issue><spage>137</spage><epage>159</epage><pages>137-159</pages><issn>0739-9863</issn><eissn>1552-6364</eissn><coden>HJBSEZ</coden><abstract>This study uses the 2007 Survey of Consumer Finances to empirically explore differences in saving behavior between Hispanic (N = 533) and non-Hispanic White (N = 2,473) households. 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| ispartof | Hispanic journal of behavioral sciences, 2012-02, Vol.34 (1), p.137-159 |
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| language | eng |
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| source | SAGE Complete A-Z List; Sociological Abstracts |
| subjects | Academic Persistence Age Behavior Comparative Analysis Consumers Family (Sociological Unit) Hispanic Americans Households Money Management Regression (Statistics) Savings Self Employment Surveys Whites |
| title | Differences in Household Saving Between non-Hispanic White and Hispanic Households |
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