Non-Risk Price Discrimination in Insurance: Market Outcomes and Public Policy

This paper considers price discrimination in insurance, defined as systematic price variations based on individual customer data but unrelated to those customers' expected losses or other marginal costs (sometimes characterised as "price optimisation"). An analysis is given of one typ...

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Veröffentlicht in:	Geneva papers on risk and insurance. Issues and practice 2012-01, Vol.37 (1), p.27-46
1. Verfasser:	Thomas, R. Guy
Format:	Artikel
Sprache:	eng
Schlagworte:	Analysis Automobile insurance Case studies Competition Costs Credit insurance Customers Discrimination Economic impact Economic theory Economics Economics and Finance Elasticity Finance Inertia Insurance Insurance discrimination Insurance markets Insurance policies Insurance providers Insurance regulation Market prices Original Article Price discrimination Price quotations Prices Profit margins Public policy Risk Risk Management Studies
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