TECNOLOGIAS DE INFORMAÇÃO E COMUNICAÇÃO NA OFERTA DE SERVIÇOS FINANCEIROS PARA A POPULAÇÃO DE BAIXA RENDA: OS CORRESPONDENTES BANCÁRIOS DO BANCO LEMON/INFORMATION AND COMMUNICATION TECHNOLOGIES TO DELIVER FINANCIAL SERVICES FOR THE LOW-INCOME POPULATION: CORRESPONDENT BANKING AT BANCO LEMON
Brazilian banks have developed innovative initiatives to deliver financial services for the low-income population through correspondent banking (CB). Banco Lemon is such an interesting case to be studied because it has implemented a business model based exclusively on CB outlets and its focus was on...
Gespeichert in:
| Veröffentlicht in: | Revista de gestão da tecnologia e sistemas de informação 2010-09, Vol.7 (3), p.599 |
|---|---|
| Hauptverfasser: | , , |
| Format: | Artikel |
| Sprache: | por |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Tags: |
Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
|
| container_end_page | |
|---|---|
| container_issue | 3 |
| container_start_page | 599 |
| container_title | Revista de gestão da tecnologia e sistemas de informação |
| container_volume | 7 |
| creator | Yokomizo, Cesar Akira Diniz, Eduardo Henrique Christopoulos, Tania Pereira |
| description | Brazilian banks have developed innovative initiatives to deliver financial services for the low-income population through correspondent banking (CB). Banco Lemon is such an interesting case to be studied because it has implemented a business model based exclusively on CB outlets and its focus was on low-income clients. This paper describes Banco Lemon's adoption process of the CB technology to deliver financial services for the low-income population, promoting a historical description of the bank's activities, since its creation and up to the year 2009. Eventually, this paper concludes that bill payment initiatives were successful while credit initiatives led to unexpressive outcomes. [PUBLICATION ABSTRACT] |
| format | Article |
| fullrecord | <record><control><sourceid>proquest</sourceid><recordid>TN_cdi_proquest_journals_848723900</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><sourcerecordid>2255402601</sourcerecordid><originalsourceid>FETCH-proquest_journals_8487239003</originalsourceid><addsrcrecordid>eNqNjk1Ow0AMhQMCiQp6B4stikj_SNKdmTjtiMSOJtPCrgKpSCBEoaEHqFj0YLkYkzYL2LHyz3t-_o69Ti8KQr8XhqOTfR_7_ZthcOZ1q-rlKRjG0SgIe3Hn6MqSYslkorGEhEBzKibHeld_CxAoyWesVTszgqRkLDbOksxc1zspIdWMrEgb1xdoEBAKKWZZe-W8t6gfEAxxgmNwLiXGUFkIJ8SWSqezqrdGOymR_SSQUS583fJYLQzISQN0INpvHPz0QO9CbPMq03MyLZHG7ECpnOpiwE4JMrn3tcvPqYVsgsZ_iRqCO80TQPsb5sI7fX58q5bdtp57lylZNfU_1qvPzbL6WryuNut3Jy2iYRT2B3EQDP5l-gGjanlA</addsrcrecordid><sourcetype>Aggregation Database</sourcetype><iscdi>true</iscdi><recordtype>article</recordtype><pqid>848723900</pqid></control><display><type>article</type><title>TECNOLOGIAS DE INFORMAÇÃO E COMUNICAÇÃO NA OFERTA DE SERVIÇOS FINANCEIROS PARA A POPULAÇÃO DE BAIXA RENDA: OS CORRESPONDENTES BANCÁRIOS DO BANCO LEMON/INFORMATION AND COMMUNICATION TECHNOLOGIES TO DELIVER FINANCIAL SERVICES FOR THE LOW-INCOME POPULATION: CORRESPONDENT BANKING AT BANCO LEMON</title><source>EZB-FREE-00999 freely available EZB journals</source><creator>Yokomizo, Cesar Akira ; Diniz, Eduardo Henrique ; Christopoulos, Tania Pereira</creator><creatorcontrib>Yokomizo, Cesar Akira ; Diniz, Eduardo Henrique ; Christopoulos, Tania Pereira</creatorcontrib><description>Brazilian banks have developed innovative initiatives to deliver financial services for the low-income population through correspondent banking (CB). Banco Lemon is such an interesting case to be studied because it has implemented a business model based exclusively on CB outlets and its focus was on low-income clients. This paper describes Banco Lemon's adoption process of the CB technology to deliver financial services for the low-income population, promoting a historical description of the bank's activities, since its creation and up to the year 2009. Eventually, this paper concludes that bill payment initiatives were successful while credit initiatives led to unexpressive outcomes. [PUBLICATION ABSTRACT]</description><identifier>ISSN: 1809-2640</identifier><identifier>EISSN: 1807-1775</identifier><language>por</language><publisher>Sao Paulo: TECSI Information Systems and Technology Management, University of Sao Paulo</publisher><subject>Banking ; Communications technology ; Correspondent banks ; Financial services ; Low income groups ; Microfinance</subject><ispartof>Revista de gestão da tecnologia e sistemas de informação, 2010-09, Vol.7 (3), p.599</ispartof><rights>Copyright TECSI Information Systems and Technology Management, University of Sao Paulo 2010</rights><lds50>peer_reviewed</lds50><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><link.rule.ids>314,780,784</link.rule.ids></links><search><creatorcontrib>Yokomizo, Cesar Akira</creatorcontrib><creatorcontrib>Diniz, Eduardo Henrique</creatorcontrib><creatorcontrib>Christopoulos, Tania Pereira</creatorcontrib><title>TECNOLOGIAS DE INFORMAÇÃO E COMUNICAÇÃO NA OFERTA DE SERVIÇOS FINANCEIROS PARA A POPULAÇÃO DE BAIXA RENDA: OS CORRESPONDENTES BANCÁRIOS DO BANCO LEMON/INFORMATION AND COMMUNICATION TECHNOLOGIES TO DELIVER FINANCIAL SERVICES FOR THE LOW-INCOME POPULATION: CORRESPONDENT BANKING AT BANCO LEMON</title><title>Revista de gestão da tecnologia e sistemas de informação</title><description>Brazilian banks have developed innovative initiatives to deliver financial services for the low-income population through correspondent banking (CB). Banco Lemon is such an interesting case to be studied because it has implemented a business model based exclusively on CB outlets and its focus was on low-income clients. This paper describes Banco Lemon's adoption process of the CB technology to deliver financial services for the low-income population, promoting a historical description of the bank's activities, since its creation and up to the year 2009. Eventually, this paper concludes that bill payment initiatives were successful while credit initiatives led to unexpressive outcomes. [PUBLICATION ABSTRACT]</description><subject>Banking</subject><subject>Communications technology</subject><subject>Correspondent banks</subject><subject>Financial services</subject><subject>Low income groups</subject><subject>Microfinance</subject><issn>1809-2640</issn><issn>1807-1775</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2010</creationdate><recordtype>article</recordtype><sourceid>8G5</sourceid><sourceid>ABUWG</sourceid><sourceid>AFKRA</sourceid><sourceid>AZQEC</sourceid><sourceid>BENPR</sourceid><sourceid>CCPQU</sourceid><sourceid>DWQXO</sourceid><sourceid>GNUQQ</sourceid><sourceid>GUQSH</sourceid><sourceid>M2O</sourceid><recordid>eNqNjk1Ow0AMhQMCiQp6B4stikj_SNKdmTjtiMSOJtPCrgKpSCBEoaEHqFj0YLkYkzYL2LHyz3t-_o69Ti8KQr8XhqOTfR_7_ZthcOZ1q-rlKRjG0SgIe3Hn6MqSYslkorGEhEBzKibHeld_CxAoyWesVTszgqRkLDbOksxc1zspIdWMrEgb1xdoEBAKKWZZe-W8t6gfEAxxgmNwLiXGUFkIJ8SWSqezqrdGOymR_SSQUS583fJYLQzISQN0INpvHPz0QO9CbPMq03MyLZHG7ECpnOpiwE4JMrn3tcvPqYVsgsZ_iRqCO80TQPsb5sI7fX58q5bdtp57lylZNfU_1qvPzbL6WryuNut3Jy2iYRT2B3EQDP5l-gGjanlA</recordid><startdate>20100901</startdate><enddate>20100901</enddate><creator>Yokomizo, Cesar Akira</creator><creator>Diniz, Eduardo Henrique</creator><creator>Christopoulos, Tania Pereira</creator><general>TECSI Information Systems and Technology Management, University of Sao Paulo</general><scope>3V.</scope><scope>7SC</scope><scope>7WY</scope><scope>7WZ</scope><scope>7XB</scope><scope>87Z</scope><scope>8AL</scope><scope>8FD</scope><scope>8FE</scope><scope>8FG</scope><scope>8FK</scope><scope>8FL</scope><scope>8G5</scope><scope>ABUWG</scope><scope>AFKRA</scope><scope>ARAPS</scope><scope>AZQEC</scope><scope>BENPR</scope><scope>BEZIV</scope><scope>BGLVJ</scope><scope>CCPQU</scope><scope>CLZPN</scope><scope>DWQXO</scope><scope>FRNLG</scope><scope>F~G</scope><scope>GNUQQ</scope><scope>GUQSH</scope><scope>HCIFZ</scope><scope>JQ2</scope><scope>K60</scope><scope>K6~</scope><scope>K7-</scope><scope>L.-</scope><scope>L7M</scope><scope>L~C</scope><scope>L~D</scope><scope>M0C</scope><scope>M0N</scope><scope>M2O</scope><scope>MBDVC</scope><scope>P5Z</scope><scope>P62</scope><scope>PIMPY</scope><scope>PQBIZ</scope><scope>PQBZA</scope><scope>PQEST</scope><scope>PQQKQ</scope><scope>PQUKI</scope><scope>Q9U</scope></search><sort><creationdate>20100901</creationdate><title>TECNOLOGIAS DE INFORMAÇÃO E COMUNICAÇÃO NA OFERTA DE SERVIÇOS FINANCEIROS PARA A POPULAÇÃO DE BAIXA RENDA: OS CORRESPONDENTES BANCÁRIOS DO BANCO LEMON/INFORMATION AND COMMUNICATION TECHNOLOGIES TO DELIVER FINANCIAL SERVICES FOR THE LOW-INCOME POPULATION: CORRESPONDENT BANKING AT BANCO LEMON</title><author>Yokomizo, Cesar Akira ; Diniz, Eduardo Henrique ; Christopoulos, Tania Pereira</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-proquest_journals_8487239003</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>por</language><creationdate>2010</creationdate><topic>Banking</topic><topic>Communications technology</topic><topic>Correspondent banks</topic><topic>Financial services</topic><topic>Low income groups</topic><topic>Microfinance</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Yokomizo, Cesar Akira</creatorcontrib><creatorcontrib>Diniz, Eduardo Henrique</creatorcontrib><creatorcontrib>Christopoulos, Tania Pereira</creatorcontrib><collection>ProQuest Central (Corporate)</collection><collection>Computer and Information Systems Abstracts</collection><collection>Access via ABI/INFORM (ProQuest)</collection><collection>ABI/INFORM Global (PDF only)</collection><collection>ProQuest Central (purchase pre-March 2016)</collection><collection>ABI/INFORM Global (Alumni Edition)</collection><collection>Computing Database (Alumni Edition)</collection><collection>Technology Research Database</collection><collection>ProQuest SciTech Collection</collection><collection>ProQuest Technology Collection</collection><collection>ProQuest Central (Alumni) (purchase pre-March 2016)</collection><collection>ABI/INFORM Collection (Alumni Edition)</collection><collection>Research Library (Alumni Edition)</collection><collection>ProQuest Central (Alumni Edition)</collection><collection>ProQuest Central UK/Ireland</collection><collection>Advanced Technologies & Aerospace Collection</collection><collection>ProQuest Central Essentials</collection><collection>ProQuest Central</collection><collection>Business Premium Collection</collection><collection>Technology Collection</collection><collection>ProQuest One Community College</collection><collection>Latin America & Iberia Database</collection><collection>ProQuest Central Korea</collection><collection>Business Premium Collection (Alumni)</collection><collection>ABI/INFORM Global (Corporate)</collection><collection>ProQuest Central Student</collection><collection>Research Library Prep</collection><collection>SciTech Premium Collection</collection><collection>ProQuest Computer Science Collection</collection><collection>ProQuest Business Collection (Alumni Edition)</collection><collection>ProQuest Business Collection</collection><collection>Computer Science Database</collection><collection>ABI/INFORM Professional Advanced</collection><collection>Advanced Technologies Database with Aerospace</collection><collection>Computer and Information Systems Abstracts Academic</collection><collection>Computer and Information Systems Abstracts Professional</collection><collection>ABI/INFORM Global</collection><collection>Computing Database</collection><collection>Research Library</collection><collection>Research Library (Corporate)</collection><collection>Advanced Technologies & Aerospace Database</collection><collection>ProQuest Advanced Technologies & Aerospace Collection</collection><collection>Publicly Available Content Database</collection><collection>ProQuest One Business</collection><collection>ProQuest One Business (Alumni)</collection><collection>ProQuest One Academic Eastern Edition (DO NOT USE)</collection><collection>ProQuest One Academic</collection><collection>ProQuest One Academic UKI Edition</collection><collection>ProQuest Central Basic</collection><jtitle>Revista de gestão da tecnologia e sistemas de informação</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Yokomizo, Cesar Akira</au><au>Diniz, Eduardo Henrique</au><au>Christopoulos, Tania Pereira</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>TECNOLOGIAS DE INFORMAÇÃO E COMUNICAÇÃO NA OFERTA DE SERVIÇOS FINANCEIROS PARA A POPULAÇÃO DE BAIXA RENDA: OS CORRESPONDENTES BANCÁRIOS DO BANCO LEMON/INFORMATION AND COMMUNICATION TECHNOLOGIES TO DELIVER FINANCIAL SERVICES FOR THE LOW-INCOME POPULATION: CORRESPONDENT BANKING AT BANCO LEMON</atitle><jtitle>Revista de gestão da tecnologia e sistemas de informação</jtitle><date>2010-09-01</date><risdate>2010</risdate><volume>7</volume><issue>3</issue><spage>599</spage><pages>599-</pages><issn>1809-2640</issn><eissn>1807-1775</eissn><abstract>Brazilian banks have developed innovative initiatives to deliver financial services for the low-income population through correspondent banking (CB). Banco Lemon is such an interesting case to be studied because it has implemented a business model based exclusively on CB outlets and its focus was on low-income clients. This paper describes Banco Lemon's adoption process of the CB technology to deliver financial services for the low-income population, promoting a historical description of the bank's activities, since its creation and up to the year 2009. Eventually, this paper concludes that bill payment initiatives were successful while credit initiatives led to unexpressive outcomes. [PUBLICATION ABSTRACT]</abstract><cop>Sao Paulo</cop><pub>TECSI Information Systems and Technology Management, University of Sao Paulo</pub><oa>free_for_read</oa></addata></record> |
| fulltext | fulltext |
| identifier | ISSN: 1809-2640 |
| ispartof | Revista de gestão da tecnologia e sistemas de informação, 2010-09, Vol.7 (3), p.599 |
| issn | 1809-2640 1807-1775 |
| language | por |
| recordid | cdi_proquest_journals_848723900 |
| source | EZB-FREE-00999 freely available EZB journals |
| subjects | Banking Communications technology Correspondent banks Financial services Low income groups Microfinance |
| title | TECNOLOGIAS DE INFORMAÇÃO E COMUNICAÇÃO NA OFERTA DE SERVIÇOS FINANCEIROS PARA A POPULAÇÃO DE BAIXA RENDA: OS CORRESPONDENTES BANCÁRIOS DO BANCO LEMON/INFORMATION AND COMMUNICATION TECHNOLOGIES TO DELIVER FINANCIAL SERVICES FOR THE LOW-INCOME POPULATION: CORRESPONDENT BANKING AT BANCO LEMON |
| url | https://sfx.bib-bvb.de/sfx_tum?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&ctx_tim=2024-12-22T14%3A31%3A18IST&url_ver=Z39.88-2004&url_ctx_fmt=infofi/fmt:kev:mtx:ctx&rfr_id=info:sid/primo.exlibrisgroup.com:primo3-Article-proquest&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.atitle=TECNOLOGIAS%20DE%20INFORMA%C3%87%C3%83O%20E%20COMUNICA%C3%87%C3%83O%20NA%20OFERTA%20DE%20SERVI%C3%87OS%20FINANCEIROS%20PARA%20A%20POPULA%C3%87%C3%83O%20DE%20BAIXA%20RENDA:%20OS%20CORRESPONDENTES%20BANC%C3%81RIOS%20DO%20BANCO%20LEMON/INFORMATION%20AND%20COMMUNICATION%20TECHNOLOGIES%20TO%20DELIVER%20FINANCIAL%20SERVICES%20FOR%20THE%20LOW-INCOME%20POPULATION:%20CORRESPONDENT%20BANKING%20AT%20BANCO%20LEMON&rft.jtitle=Revista%20de%20gest%C3%A3o%20da%20tecnologia%20e%20sistemas%20de%20informa%C3%A7%C3%A3o&rft.au=Yokomizo,%20Cesar%20Akira&rft.date=2010-09-01&rft.volume=7&rft.issue=3&rft.spage=599&rft.pages=599-&rft.issn=1809-2640&rft.eissn=1807-1775&rft_id=info:doi/&rft_dat=%3Cproquest%3E2255402601%3C/proquest%3E%3Curl%3E%3C/url%3E&disable_directlink=true&sfx.directlink=off&sfx.report_link=0&rft_id=info:oai/&rft_pqid=848723900&rft_id=info:pmid/&rfr_iscdi=true |