Financial Literacy: The Relationship to Saving Behavior in Low- to Moderate-income Households
This study was designed to explore financial literacy in low‐ to moderate‐income households with regard to saving behavior. The study examined the low‐ to moderate‐income household's decision to save regularly and their responses to three questions related to financial literacy and a self‐repor...
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Veröffentlicht in: | Family and consumer sciences research journal 2015-09, Vol.44 (1), p.73-87 |
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creator | Henager, Robin Mauldin, Teresa |
description | This study was designed to explore financial literacy in low‐ to moderate‐income households with regard to saving behavior. The study examined the low‐ to moderate‐income household's decision to save regularly and their responses to three questions related to financial literacy and a self‐reported perception of financial knowledge. Perceived financial knowledge and planning (usually or most of the time) were good indicators of the decision to save regularly. |
doi_str_mv | 10.1111/fcsr.12120 |
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The study examined the low‐ to moderate‐income household's decision to save regularly and their responses to three questions related to financial literacy and a self‐reported perception of financial knowledge. Perceived financial knowledge and planning (usually or most of the time) were good indicators of the decision to save regularly.</description><identifier>ISSN: 1077-727X</identifier><identifier>EISSN: 1552-3934</identifier><identifier>DOI: 10.1111/fcsr.12120</identifier><language>eng</language><publisher>Oxford: Blackwell Publishing Ltd</publisher><subject>Decision making ; Family income ; Financial literacy ; Financial planning ; Households ; Knowledge ; Low income groups ; low- to moderate-income ; Middle class ; perceived financial knowledge ; saving behavior ; Savings</subject><ispartof>Family and consumer sciences research journal, 2015-09, Vol.44 (1), p.73-87</ispartof><rights>2015 American Association of Family and Consumer Sciences</rights><rights>Copyright Blackwell Publishing Ltd. 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The study examined the low‐ to moderate‐income household's decision to save regularly and their responses to three questions related to financial literacy and a self‐reported perception of financial knowledge. Perceived financial knowledge and planning (usually or most of the time) were good indicators of the decision to save regularly.</description><subject>Decision making</subject><subject>Family income</subject><subject>Financial literacy</subject><subject>Financial planning</subject><subject>Households</subject><subject>Knowledge</subject><subject>Low income groups</subject><subject>low- to moderate-income</subject><subject>Middle class</subject><subject>perceived financial knowledge</subject><subject>saving behavior</subject><subject>Savings</subject><issn>1077-727X</issn><issn>1552-3934</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2015</creationdate><recordtype>article</recordtype><sourceid>BHHNA</sourceid><recordid>eNp9kE1PAjEQhjdGExG9-AuaeDNZ7MfudtebEAET1ARQvJim9EOKyxbbReTfW0Q9MpeZZJ535s0bRecItlCoKy28ayGMMDyIGihNcUwKkhyGGVIaU0xfjqMT7-cQQpSleSN67ZqKV8LwEgxMrRwXm2swnikwVCWvja38zCxBbcGIf5rqDbTVLAzWAVOBgV3H29W9lUFYq9hUwi4U6NuVVzNbSn8aHWleenX225vRU_d23OnHg8feXedmEAuSURjjRGqdQpxLSaYFzjWf5lLI4FzLLA9eM0W1LjJUpKLghdCCayRVkhOtEYVT0owudneXzn6slK_Z3K5cFV4yAlOC8gwFeA-FKEoLnGQYBupyRwlnvXdKs6UzC-42DEG2DZltQ2Y_IQcY7eC1KdVmD8m6ndHwTxPvNMbX6utfw907yyihKZs89FjynBTtCe6wnHwDDGyNgQ</recordid><startdate>201509</startdate><enddate>201509</enddate><creator>Henager, Robin</creator><creator>Mauldin, Teresa</creator><general>Blackwell Publishing Ltd</general><scope>BSCLL</scope><scope>AAYXX</scope><scope>CITATION</scope><scope>7U4</scope><scope>BHHNA</scope><scope>DWI</scope><scope>WZK</scope></search><sort><creationdate>201509</creationdate><title>Financial Literacy: The Relationship to Saving Behavior in Low- to Moderate-income Households</title><author>Henager, Robin ; Mauldin, Teresa</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c3670-24dff5028dd3b928fab8dcd934fd680006e7ff96195c9a9cfcaf1de483ff170b3</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2015</creationdate><topic>Decision making</topic><topic>Family income</topic><topic>Financial literacy</topic><topic>Financial planning</topic><topic>Households</topic><topic>Knowledge</topic><topic>Low income groups</topic><topic>low- to moderate-income</topic><topic>Middle class</topic><topic>perceived financial knowledge</topic><topic>saving behavior</topic><topic>Savings</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Henager, Robin</creatorcontrib><creatorcontrib>Mauldin, Teresa</creatorcontrib><collection>Istex</collection><collection>CrossRef</collection><collection>Sociological Abstracts (pre-2017)</collection><collection>Sociological Abstracts</collection><collection>Sociological Abstracts</collection><collection>Sociological Abstracts (Ovid)</collection><jtitle>Family and consumer sciences research journal</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Henager, Robin</au><au>Mauldin, Teresa</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Financial Literacy: The Relationship to Saving Behavior in Low- to Moderate-income Households</atitle><jtitle>Family and consumer sciences research journal</jtitle><addtitle>Fam Consum Sci Res J</addtitle><date>2015-09</date><risdate>2015</risdate><volume>44</volume><issue>1</issue><spage>73</spage><epage>87</epage><pages>73-87</pages><issn>1077-727X</issn><eissn>1552-3934</eissn><abstract>This study was designed to explore financial literacy in low‐ to moderate‐income households with regard to saving behavior. 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source | Wiley Online Library Journals Frontfile Complete; Sociological Abstracts |
subjects | Decision making Family income Financial literacy Financial planning Households Knowledge Low income groups low- to moderate-income Middle class perceived financial knowledge saving behavior Savings |
title | Financial Literacy: The Relationship to Saving Behavior in Low- to Moderate-income Households |
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