Underwriting, Mortgage Lending, and House Prices: 1996-2008

Lowering of underwriting standards may have contributed much to the unprecedented recent rise and subsequent fall of mortgage volumes and house prices. Conventional data do not satisfactorily measure aggregate underwriting standards over the past decade: the easing and then tightening of underwritin...

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Veröffentlicht in:	Business economics (Cleveland, Ohio) Ohio), 2009-10, Vol.44 (4), p.189-200
1. Verfasser:	WILCOX, JAMES A.
Format:	Artikel
Sprache:	eng
Schlagworte:	Aggregates Analysis Bank loans Banks (Finance) Business and Management Company pricing policy Down payments Dwellings Economic conditions Economic crises Economic crisis Economics Economics and Finance Federal Reserve Bank Houses Housing Housing prices Insurance underwriting Interest rates Loans Mortgage loans Mortgages Original Article Political Economy/Economic Systems Price shocks Prices and rates Services Studies Time series Underwriting Variables
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