Individual credit market experience and beliefs about bank lending policy: evidence from a firm survey

Using the Austrian Business Survey between 2011 and 2016, we study how firms' individual credit market experiences influence their beliefs about the bank lending policy. Firms that have recently experienced a loan rejection are more likely to believe that the lending policy is restrictive. We s...

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Veröffentlicht in:	The Scandinavian journal of economics 2024-04, Vol.126 (2), p.387-414
Hauptverfasser:	Fidrmuc, Jarko, Hainz, Christa, Hölzl, Werner
Format:	Artikel
Sprache:	eng
Schlagworte:	Attention deficits Behavioral macroeconomics Bond markets Companies Credit formation of beliefs Loans persistence pessimism Polls & surveys rational inattention
Online-Zugang:	Volltext
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