Islamic bank customer satisfaction, trust, loyalty and word of mouth: the CREATOR model

Purpose This study aims to investigate two primary objectives. First, this study examines the influence of modified service quality dimensions on Islamic bank customer satisfaction using a compliance, reliability, empathy, assurance, tangible, operational efficiency, responsiveness (CREATOR) model....

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Veröffentlicht in:Journal of Islamic accounting and business research 2023-06, Vol.14 (5), p.740-766
Hauptverfasser: Khan, Sadia Mehfooz, Ali, Muhammad, Puah, Chin-Hong, Amin, Hanudin, Mubarak, Muhammad Shujaat
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container_end_page 766
container_issue 5
container_start_page 740
container_title Journal of Islamic accounting and business research
container_volume 14
creator Khan, Sadia Mehfooz
Ali, Muhammad
Puah, Chin-Hong
Amin, Hanudin
Mubarak, Muhammad Shujaat
description Purpose This study aims to investigate two primary objectives. First, this study examines the influence of modified service quality dimensions on Islamic bank customer satisfaction using a compliance, reliability, empathy, assurance, tangible, operational efficiency, responsiveness (CREATOR) model. Second, the study explores the relationship between customer satisfaction, trust, loyalty and word of mouth (WOM) in Islamic banking of Pakistan. Design/methodology/approach The proposed model was analyzed using PLS-SEM-based approach. A total of 312 usable responses were used for data analysis. Findings The results indicate that all CREATOR dimensions have a significant positive impact on Islamic banks’ customer satisfaction. Similarly, this study also found a significant positive relationship between customer satisfaction, trust, loyalty and WOM. Overall, this study modified a well-established service quality framework by successfully implementing the CREATOR model in Islamic banking. Originality/value This study will provide helpful policy guidelines for Islamic bank managers improve their service quality and strengthen their relationships with existing and new customers. The authors are also sure that their proposed model will add value to the ongoing service quality literature by indicating the role of operational effectiveness in increasing customer satisfaction and promoting positive WOM.
doi_str_mv 10.1108/JIABR-01-2022-0017
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subjects Banking industry
Brand loyalty
Competition
Competitive advantage
Customer satisfaction
Customer services
Empathy
Financial services
Islamic financing
Market shares
Quality of service
Success
title Islamic bank customer satisfaction, trust, loyalty and word of mouth: the CREATOR model
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