The Role of Marital Status in the Online Lending Market: Evidence from the Renrendai Platform

Based on data from the Renrendai platform in China, this paper studies the impacts of marital status on funding success and default. Probit models are employed to perform the main regressions. The empirical results show that married borrowers have the highest rate of funding success, followed by div...

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Veröffentlicht in:	Asia-Pacific journal of financial studies 2022-08, Vol.51 (4), p.594-617
Hauptverfasser:	Huang, Wenli, Chen, Anyun, Qian, Yanhong
Format:	Artikel
Sprache:	eng
Schlagworte:	D14 Default Default risk Educational level Electronic banking Funding success G23 G41 Loans Marital status Online lending
Online-Zugang:	Volltext
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