The Default Risk of Bank Customers Based on Embedded Microprocessor Wireless Communication under the Internet Finance Background
Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded micro...
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Veröffentlicht in: | Mobile information systems 2022, Vol.2022, p.1-15 |
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description | Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded microprocessors have more than 32-bit processors with high performance. And it is small in size, light in weight, and low in cost. This article aims to explore the default risk of bank customers based on embedded microprocessor wireless communication under the background of Internet finance and how to control the credit risk of bank customers and help to clarify the development direction of Internet finance. Based on multimedia technology and orderly logistics model, this article designs a customer default credit risk management system. In order to test the performance of the bank customer credit risk management system, a small customer credit evaluation system was created. The experiment proves that the customer credit evaluation system can well realize risk evaluation and risk early warning and promote the sustainable development of the bank. At the same time, the system can be applied to most scenarios in the financial industry. |
doi_str_mv | 10.1155/2022/8019033 |
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Embedded microprocessors have more than 32-bit processors with high performance. And it is small in size, light in weight, and low in cost. This article aims to explore the default risk of bank customers based on embedded microprocessor wireless communication under the background of Internet finance and how to control the credit risk of bank customers and help to clarify the development direction of Internet finance. Based on multimedia technology and orderly logistics model, this article designs a customer default credit risk management system. In order to test the performance of the bank customer credit risk management system, a small customer credit evaluation system was created. The experiment proves that the customer credit evaluation system can well realize risk evaluation and risk early warning and promote the sustainable development of the bank. At the same time, the system can be applied to most scenarios in the financial industry.</description><identifier>ISSN: 1574-017X</identifier><identifier>EISSN: 1875-905X</identifier><identifier>DOI: 10.1155/2022/8019033</identifier><language>eng</language><publisher>Amsterdam: Hindawi</publisher><subject>Banking industry ; Banks ; Commercial banks ; Computer industry ; Computers ; Credit risk ; Customer services ; Customers ; Default ; Discriminant analysis ; Electronic banking ; Embedded systems ; Finance ; Financing ; Information management ; Interest rates ; Internet ; Internet service providers ; Logistics ; Microprocessors ; Multimedia ; Probability ; Risk assessment ; Risk management ; Sustainable development ; Variables ; Weight reduction ; Wireless communications</subject><ispartof>Mobile information systems, 2022, Vol.2022, p.1-15</ispartof><rights>Copyright © 2022 Xie Wangsong.</rights><rights>Copyright © 2022 Xie Wangsong. 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At the same time, the system can be applied to most scenarios in the financial industry.</description><subject>Banking industry</subject><subject>Banks</subject><subject>Commercial banks</subject><subject>Computer industry</subject><subject>Computers</subject><subject>Credit risk</subject><subject>Customer services</subject><subject>Customers</subject><subject>Default</subject><subject>Discriminant analysis</subject><subject>Electronic banking</subject><subject>Embedded systems</subject><subject>Finance</subject><subject>Financing</subject><subject>Information management</subject><subject>Interest rates</subject><subject>Internet</subject><subject>Internet service providers</subject><subject>Logistics</subject><subject>Microprocessors</subject><subject>Multimedia</subject><subject>Probability</subject><subject>Risk assessment</subject><subject>Risk management</subject><subject>Sustainable development</subject><subject>Variables</subject><subject>Weight 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services</topic><topic>Customers</topic><topic>Default</topic><topic>Discriminant analysis</topic><topic>Electronic banking</topic><topic>Embedded systems</topic><topic>Finance</topic><topic>Financing</topic><topic>Information management</topic><topic>Interest rates</topic><topic>Internet</topic><topic>Internet service providers</topic><topic>Logistics</topic><topic>Microprocessors</topic><topic>Multimedia</topic><topic>Probability</topic><topic>Risk assessment</topic><topic>Risk management</topic><topic>Sustainable development</topic><topic>Variables</topic><topic>Weight reduction</topic><topic>Wireless communications</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Wangsong, Xie</creatorcontrib><collection>Hindawi Publishing Complete</collection><collection>Hindawi Publishing Subscription Journals</collection><collection>Hindawi Publishing Open Access</collection><collection>CrossRef</collection><collection>Computer and Information Systems 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source | Wiley Online Library Open Access; EZB-FREE-00999 freely available EZB journals; Alma/SFX Local Collection |
subjects | Banking industry Banks Commercial banks Computer industry Computers Credit risk Customer services Customers Default Discriminant analysis Electronic banking Embedded systems Finance Financing Information management Interest rates Internet Internet service providers Logistics Microprocessors Multimedia Probability Risk assessment Risk management Sustainable development Variables Weight reduction Wireless communications |
title | The Default Risk of Bank Customers Based on Embedded Microprocessor Wireless Communication under the Internet Finance Background |
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