How Much Is Too Much: Educational Loans and College Graduation
This study examines the association between educational loans and college graduation rates, with a focus on differences by race and ethnicity. Data come from the 1997 National Longitudinal Survey of Youth. Results from the event history analyses indicate that educational loans are positively related...
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| Veröffentlicht in: | Educational policy (Los Altos, Calif.) Calif.), 2018-11, Vol.32 (7), p.993-1017 |
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| container_title | Educational policy (Los Altos, Calif.) |
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| creator | Zhan, Min Xiang, Xiaoling Elliott, William |
| description | This study examines the association between educational loans and college graduation rates, with a focus on differences by race and ethnicity. Data come from the 1997 National Longitudinal Survey of Youth. Results from the event history analyses indicate that educational loans are positively related to college graduation rates, but only up to a point (about US$19,753). Although this nonlinear relationship holds true among White, Black, and Hispanic students, there are differences in the level of loans where its effect turns negative on graduate rates. There is little evidence overall that educational loans reduce racial and ethnic disparities in college graduation. |
| doi_str_mv | 10.1177/0895904816682316 |
| format | Article |
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| fulltext | fulltext |
| identifier | ISSN: 0895-9048 |
| ispartof | Educational policy (Los Altos, Calif.), 2018-11, Vol.32 (7), p.993-1017 |
| issn | 0895-9048 1552-3896 |
| language | eng |
| recordid | cdi_proquest_journals_2115557194 |
| source | SAGE Complete A-Z List; PAIS Index |
| subjects | Correlation Debt (Financial) Ethnicity Graduation Rate Graduations & commencements Higher Education Loans Longitudinal Studies National Surveys Paying for College Race Racial Differences Student Financial Aid Student loans Students Youth |
| title | How Much Is Too Much: Educational Loans and College Graduation |
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