Do CRA Agreements Influence Lending Patterns?

This article considers the broader impact of Community Reinvestment Act (CRA) agreements—bank pledges to extend a certain volume of lending to targeted groups and communities—by examining whether they are associated with changes in lending to lower–income and minority communities in the markets wher...

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Veröffentlicht in:	Real estate economics 2003-03, Vol.31 (1), p.23-51
Hauptverfasser:	Bostic, Raphael W., Robinson, Breck L.
Format:	Artikel
Sprache:	eng
Schlagworte:	Agreements Bank acquisitions & mergers Bank examinations Bank examiners Banking Banking industry Community organizations Community Reinvestment Act 1977-US Compliance Economic models Economic theory Economics Fair Housing Act 1968-US Lending Minority & ethnic groups Planning Ratings & rankings Real estate industry Regulation Studies Violations
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