State and local anti-predatory lending laws: The effect of legal enforcement mechanisms

Subprime mortgage lending has grown rapidly and so has enactment of state anti-predatory lending laws. Our analysis suggests that anti-predatory lending laws influence subprime market dynamics and that disaggregating them into component parts is essential for understanding their market impact. Restr...

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Veröffentlicht in:	Journal of economics and business 2008, Vol.60 (1), p.47-66
Hauptverfasser:	Bostic, Raphael W., Engel, Kathleen C., McCoy, Patricia A., Pennington-Cross, Anthony, Wachter, Susan M.
Format:	Artikel
Sprache:	eng
Schlagworte:	Anti-predatory lending laws Banking law Economic impact Enforcement mechanisms Homeownership Mortgage lending Mortgages Predatory lending Studies Subprime lending
Online-Zugang:	Volltext
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