Heterogeneity of the Accident Externality from Driving

This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven...

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Veröffentlicht in:	The Journal of risk and insurance 2014-12, Vol.81 (4), p.735-756
Hauptverfasser:	Huang, Rachel J., Tzeng, Larry Y., Wang, Kili C.
Format:	Artikel
Sprache:	eng
Schlagworte:	Accident insurance Accidents Analysis Automobile accidents Automobile driving Automobile insurance Automobiles Coefficients Economic models Externalities (Economics) Insurance claims P values Sedans Speeding Traffic accidents & safety Variable coefficients
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