Consumer-Driven Health Plans: New Developments and the Long Road Ahead

The continued rise in U.S. healthcare spending, along with growth in the number of uninsured, has spurred the move toward consumer-driven health plans. We review new legislation covering such plans, analyze their penetration in the marketplace, and predict their growth. We also use current informati...

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Veröffentlicht in:Business economics (Cleveland, Ohio) Ohio), 2006-07, Vol.41 (3), p.44-48
Hauptverfasser: Scheffler, Richard M, Felton, Mistique C
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description The continued rise in U.S. healthcare spending, along with growth in the number of uninsured, has spurred the move toward consumer-driven health plans. We review new legislation covering such plans, analyze their penetration in the marketplace, and predict their growth. We also use current information about plans that are compatible with Health Savings Accounts to compare them to traditional Preferred Provider Organization plans. Next, we discuss some concerns about the impact of these plans on vulnerable populations, such as the poor and sick. Finally, we suggest how consumer-driven health plans may help to improve the functioning of the healthcare market, especially by producing more transparent information on cost and quality.Business Economics (2006) 41, 44–48; doi:10.2145/20060305
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source RePEc; Business Source Complete; Jstor Complete Legacy; Springer Nature - Complete Springer Journals
subjects At risk populations
Consumer-driven health plans
Consumers
Cost control
Employees
Employers
Federal legislation
Health care expenditures
Health care policy
Health savings accounts
Legislation
Medical savings accounts
PPOs
Prescription drugs
Preventive medicine
Reimbursement
Studies
Uninsured people
title Consumer-Driven Health Plans: New Developments and the Long Road Ahead
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