Lending Technologies and Community Banks: What Are the Effects on Italian Households’ Default Risk During Financial Turmoil?

Using data from the Survey on Italian Households’ Income and Wealth gathered by the Bank of Italy, I test the effect of relationship and transactional lending technologies on the probability of households becoming insolvent during the crisis. I find that both technologies help in reducing defaults,...

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Veröffentlicht in:	Economic notes - Monte Paschi Siena 2017-11, Vol.46 (3), p.459-490
1. Verfasser:	Milani, Carlo
Format:	Artikel
Sprache:	eng
Schlagworte:	Community banks Households Lending Markets Wealth
Online-Zugang:	Volltext
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