Financial Planning Strategies of High School Seniors: Removing Barriers to Career Success
This study explored the postsecondary financial planning of graduating 12th graders as a barrier to educational and career decision making and success. Seniors planning on pursuing postsecondary education (N = 744) from 16 high schools completed an online survey measuring their plans for financing t...
Gespeichert in:
| Veröffentlicht in: | The Career development quarterly 2015-03, Vol.63 (1), p.57-73 |
|---|---|
| Hauptverfasser: | , , |
| Format: | Artikel |
| Sprache: | eng |
| Schlagworte: | |
| Online-Zugang: | Volltext |
| Tags: |
Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
|
| container_end_page | 73 |
|---|---|
| container_issue | 1 |
| container_start_page | 57 |
| container_title | The Career development quarterly |
| container_volume | 63 |
| creator | Poynton, Timothy A. Lapan, Richard T. Marcotte, Amanda M. |
| description | This study explored the postsecondary financial planning of graduating 12th graders as a barrier to educational and career decision making and success. Seniors planning on pursuing postsecondary education (N = 744) from 16 high schools completed an online survey measuring their plans for financing their postsecondary education. They also provided information regarding their academic achievement, motivation, certainty, and postsecondary goals and plans. Students clustered into 4 distinct financial planning strategy groups. These financial planning clusters were evident across a diverse sample of high schools. Almost half of all graduating 12th graders had limited financial planning strategies. Groupings and strategies employed by students were significantly related to career development theory and research. The critical role for career development services in promoting student success is discussed. |
| doi_str_mv | 10.1002/j.2161-0045.2015.00095.x |
| format | Article |
| fullrecord | <record><control><sourceid>gale_proqu</sourceid><recordid>TN_cdi_proquest_journals_1662078749</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><galeid>A406516943</galeid><sourcerecordid>A406516943</sourcerecordid><originalsourceid>FETCH-LOGICAL-c6755-9a0baef87a346348d5eaf70d13de9db64737a2d7da45c09ab3426a0a100885743</originalsourceid><addsrcrecordid>eNqNkl9v0zAUxSMEEmXwHSzxhESCndhxAk-j0Hao2gblj3iybp2bzCW1h51C9-1x6bRRaUKTHyzZv-Prc-9JEsJoxijNX62ynJUspZSLLKdMZJTSWmTbB8no5uJhMqJVVaecsvpx8iSEVYSoZHyUfJ8YC1Yb6Ml5D9Ya25HF4GHAzmAgriUz012Qhb5wricLtMb58Jp8wrX7tWPfgvcGfSCDI2PwiJ4sNlpjCE-TRy30AZ9d70fJl8n7z-NZOj-bnoyP56kupRBpDXQJ2FYSCl4WvGoEQitpw4oG62ZZcllIyBvZABea1rAseF4ChWi-qoTkxVHyfP_upXc_NxgGtXIbb2NJxcoyp7KSvL6lOuhRGdu6aFKvTdDqmNNSsLLmRaTSO6gOLXroncXWxOMDPruDj6vBtdF3Cl4cCCIz4HboYBOCOlmc3putpvP_ffya1a7vsUMVGz4-O-Rf_sMvN8HYODJjQxz2EPYlDvBqj2vvQvDYqktv1uCvFKNqF0O1Uru0qV3a1C6G6m8M1TZK3-ylv2Mrru6tU-N3H2tx68uE6OdGDf6HKmMwhPp2OlWT8w-8-ipnihZ_AA5162U</addsrcrecordid><sourcetype>Aggregation Database</sourcetype><iscdi>true</iscdi><recordtype>article</recordtype><pqid>1662078749</pqid></control><display><type>article</type><title>Financial Planning Strategies of High School Seniors: Removing Barriers to Career Success</title><source>Wiley Online Library Journals Frontfile Complete</source><source>Business Source Complete</source><source>EBSCOhost Education Source</source><creator>Poynton, Timothy A. ; Lapan, Richard T. ; Marcotte, Amanda M.</creator><creatorcontrib>Poynton, Timothy A. ; Lapan, Richard T. ; Marcotte, Amanda M.</creatorcontrib><description>This study explored the postsecondary financial planning of graduating 12th graders as a barrier to educational and career decision making and success. Seniors planning on pursuing postsecondary education (N = 744) from 16 high schools completed an online survey measuring their plans for financing their postsecondary education. They also provided information regarding their academic achievement, motivation, certainty, and postsecondary goals and plans. Students clustered into 4 distinct financial planning strategy groups. These financial planning clusters were evident across a diverse sample of high schools. Almost half of all graduating 12th graders had limited financial planning strategies. Groupings and strategies employed by students were significantly related to career development theory and research. The critical role for career development services in promoting student success is discussed.</description><identifier>ISSN: 0889-4019</identifier><identifier>EISSN: 2161-0045</identifier><identifier>DOI: 10.1002/j.2161-0045.2015.00095.x</identifier><language>eng</language><publisher>Alexandria: Blackwell Publishing Ltd</publisher><subject>Achievement Need ; Asian American Students ; barriers ; Career Choice ; Career Development ; Career development planning ; Career Planning ; college and career readiness ; College students ; Cost control ; Decision making ; Educational Objectives ; Financial planning ; High School Students ; High schools ; Higher education ; Influence ; Minority & ethnic groups ; Personal finance ; Postsecondary Education ; postsecondary transition ; Secondary school students ; Secondary schools ; Socioeconomic factors ; Student financial aid ; Success ; supports ; Surveys</subject><ispartof>The Career development quarterly, 2015-03, Vol.63 (1), p.57-73</ispartof><rights>2015 by the National Career Development Association. All rights reserved.</rights><rights>COPYRIGHT 2015 National Career Development Association</rights><rights>COPYRIGHT 2015 National Career Development Association</rights><rights>Copyright Blackwell Publishing Ltd. Mar 2015</rights><lds50>peer_reviewed</lds50><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed><citedby>FETCH-LOGICAL-c6755-9a0baef87a346348d5eaf70d13de9db64737a2d7da45c09ab3426a0a100885743</citedby><cites>FETCH-LOGICAL-c6755-9a0baef87a346348d5eaf70d13de9db64737a2d7da45c09ab3426a0a100885743</cites></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktopdf>$$Uhttps://onlinelibrary.wiley.com/doi/pdf/10.1002%2Fj.2161-0045.2015.00095.x$$EPDF$$P50$$Gwiley$$H</linktopdf><linktohtml>$$Uhttps://onlinelibrary.wiley.com/doi/full/10.1002%2Fj.2161-0045.2015.00095.x$$EHTML$$P50$$Gwiley$$H</linktohtml><link.rule.ids>314,780,784,1417,27924,27925,45574,45575</link.rule.ids></links><search><creatorcontrib>Poynton, Timothy A.</creatorcontrib><creatorcontrib>Lapan, Richard T.</creatorcontrib><creatorcontrib>Marcotte, Amanda M.</creatorcontrib><title>Financial Planning Strategies of High School Seniors: Removing Barriers to Career Success</title><title>The Career development quarterly</title><addtitle>The Career Development Quarterly</addtitle><description>This study explored the postsecondary financial planning of graduating 12th graders as a barrier to educational and career decision making and success. Seniors planning on pursuing postsecondary education (N = 744) from 16 high schools completed an online survey measuring their plans for financing their postsecondary education. They also provided information regarding their academic achievement, motivation, certainty, and postsecondary goals and plans. Students clustered into 4 distinct financial planning strategy groups. These financial planning clusters were evident across a diverse sample of high schools. Almost half of all graduating 12th graders had limited financial planning strategies. Groupings and strategies employed by students were significantly related to career development theory and research. The critical role for career development services in promoting student success is discussed.</description><subject>Achievement Need</subject><subject>Asian American Students</subject><subject>barriers</subject><subject>Career Choice</subject><subject>Career Development</subject><subject>Career development planning</subject><subject>Career Planning</subject><subject>college and career readiness</subject><subject>College students</subject><subject>Cost control</subject><subject>Decision making</subject><subject>Educational Objectives</subject><subject>Financial planning</subject><subject>High School Students</subject><subject>High schools</subject><subject>Higher education</subject><subject>Influence</subject><subject>Minority & ethnic groups</subject><subject>Personal finance</subject><subject>Postsecondary Education</subject><subject>postsecondary transition</subject><subject>Secondary school students</subject><subject>Secondary schools</subject><subject>Socioeconomic factors</subject><subject>Student financial aid</subject><subject>Success</subject><subject>supports</subject><subject>Surveys</subject><issn>0889-4019</issn><issn>2161-0045</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2015</creationdate><recordtype>article</recordtype><sourceid>N95</sourceid><sourceid>8G5</sourceid><sourceid>ABUWG</sourceid><sourceid>AFKRA</sourceid><sourceid>AZQEC</sourceid><sourceid>BEC</sourceid><sourceid>BENPR</sourceid><sourceid>CCPQU</sourceid><sourceid>DWQXO</sourceid><sourceid>GNUQQ</sourceid><sourceid>GUQSH</sourceid><sourceid>M2O</sourceid><recordid>eNqNkl9v0zAUxSMEEmXwHSzxhESCndhxAk-j0Hao2gblj3iybp2bzCW1h51C9-1x6bRRaUKTHyzZv-Prc-9JEsJoxijNX62ynJUspZSLLKdMZJTSWmTbB8no5uJhMqJVVaecsvpx8iSEVYSoZHyUfJ8YC1Yb6Ml5D9Ya25HF4GHAzmAgriUz012Qhb5wricLtMb58Jp8wrX7tWPfgvcGfSCDI2PwiJ4sNlpjCE-TRy30AZ9d70fJl8n7z-NZOj-bnoyP56kupRBpDXQJ2FYSCl4WvGoEQitpw4oG62ZZcllIyBvZABea1rAseF4ChWi-qoTkxVHyfP_upXc_NxgGtXIbb2NJxcoyp7KSvL6lOuhRGdu6aFKvTdDqmNNSsLLmRaTSO6gOLXroncXWxOMDPruDj6vBtdF3Cl4cCCIz4HboYBOCOlmc3putpvP_ffya1a7vsUMVGz4-O-Rf_sMvN8HYODJjQxz2EPYlDvBqj2vvQvDYqktv1uCvFKNqF0O1Uru0qV3a1C6G6m8M1TZK3-ylv2Mrru6tU-N3H2tx68uE6OdGDf6HKmMwhPp2OlWT8w-8-ipnihZ_AA5162U</recordid><startdate>201503</startdate><enddate>201503</enddate><creator>Poynton, Timothy A.</creator><creator>Lapan, Richard T.</creator><creator>Marcotte, Amanda M.</creator><general>Blackwell Publishing Ltd</general><general>National Career Development Association</general><scope>BSCLL</scope><scope>AAYXX</scope><scope>CITATION</scope><scope>N95</scope><scope>XI7</scope><scope>8GL</scope><scope>ISN</scope><scope>0-V</scope><scope>3V.</scope><scope>4S-</scope><scope>4T-</scope><scope>4U-</scope><scope>7RQ</scope><scope>7WY</scope><scope>7WZ</scope><scope>7XB</scope><scope>87Z</scope><scope>88B</scope><scope>88C</scope><scope>88G</scope><scope>8A4</scope><scope>8FI</scope><scope>8FJ</scope><scope>8FK</scope><scope>8FL</scope><scope>8G5</scope><scope>ABUWG</scope><scope>AFKRA</scope><scope>ALSLI</scope><scope>AZQEC</scope><scope>BEC</scope><scope>BENPR</scope><scope>BEZIV</scope><scope>CCPQU</scope><scope>CJNVE</scope><scope>DWQXO</scope><scope>FRNLG</scope><scope>FYUFA</scope><scope>F~G</scope><scope>GHDGH</scope><scope>GNUQQ</scope><scope>GUQSH</scope><scope>K60</scope><scope>K6~</scope><scope>L.-</scope><scope>M0C</scope><scope>M0P</scope><scope>M0T</scope><scope>M2M</scope><scope>M2O</scope><scope>MBDVC</scope><scope>PQBIZ</scope><scope>PQBZA</scope><scope>PQEDU</scope><scope>PQEST</scope><scope>PQQKQ</scope><scope>PQUKI</scope><scope>PRINS</scope><scope>PSYQQ</scope><scope>Q9U</scope><scope>S0X</scope><scope>U9A</scope></search><sort><creationdate>201503</creationdate><title>Financial Planning Strategies of High School Seniors: Removing Barriers to Career Success</title><author>Poynton, Timothy A. ; Lapan, Richard T. ; Marcotte, Amanda M.</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c6755-9a0baef87a346348d5eaf70d13de9db64737a2d7da45c09ab3426a0a100885743</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2015</creationdate><topic>Achievement Need</topic><topic>Asian American Students</topic><topic>barriers</topic><topic>Career Choice</topic><topic>Career Development</topic><topic>Career development planning</topic><topic>Career Planning</topic><topic>college and career readiness</topic><topic>College students</topic><topic>Cost control</topic><topic>Decision making</topic><topic>Educational Objectives</topic><topic>Financial planning</topic><topic>High School Students</topic><topic>High schools</topic><topic>Higher education</topic><topic>Influence</topic><topic>Minority & ethnic groups</topic><topic>Personal finance</topic><topic>Postsecondary Education</topic><topic>postsecondary transition</topic><topic>Secondary school students</topic><topic>Secondary schools</topic><topic>Socioeconomic factors</topic><topic>Student financial aid</topic><topic>Success</topic><topic>supports</topic><topic>Surveys</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Poynton, Timothy A.</creatorcontrib><creatorcontrib>Lapan, Richard T.</creatorcontrib><creatorcontrib>Marcotte, Amanda M.</creatorcontrib><collection>Istex</collection><collection>CrossRef</collection><collection>Gale Business: Insights</collection><collection>Business Insights: Essentials</collection><collection>Gale In Context: High School</collection><collection>Gale In Context: Canada</collection><collection>ProQuest Social Sciences Premium Collection</collection><collection>ProQuest Central (Corporate)</collection><collection>BPIR.com Limited</collection><collection>Docstoc</collection><collection>University Readers</collection><collection>Career & Technical Education Database</collection><collection>ABI/INFORM Collection</collection><collection>ABI/INFORM Global (PDF only)</collection><collection>ProQuest Central (purchase pre-March 2016)</collection><collection>ABI/INFORM Global (Alumni Edition)</collection><collection>Education Database (Alumni Edition)</collection><collection>Healthcare Administration Database (Alumni)</collection><collection>Psychology Database (Alumni)</collection><collection>Education Periodicals</collection><collection>Hospital Premium Collection</collection><collection>Hospital Premium Collection (Alumni Edition)</collection><collection>ProQuest Central (Alumni) (purchase pre-March 2016)</collection><collection>ABI/INFORM Collection (Alumni Edition)</collection><collection>Research Library (Alumni Edition)</collection><collection>ProQuest Central (Alumni Edition)</collection><collection>ProQuest Central UK/Ireland</collection><collection>Social Science Premium Collection</collection><collection>ProQuest Central Essentials</collection><collection>eLibrary</collection><collection>ProQuest Central</collection><collection>Business Premium Collection</collection><collection>ProQuest One Community College</collection><collection>Education Collection</collection><collection>ProQuest Central Korea</collection><collection>Business Premium Collection (Alumni)</collection><collection>Health Research Premium Collection</collection><collection>ABI/INFORM Global (Corporate)</collection><collection>Health Research Premium Collection (Alumni)</collection><collection>ProQuest Central Student</collection><collection>Research Library Prep</collection><collection>ProQuest Business Collection (Alumni Edition)</collection><collection>ProQuest Business Collection</collection><collection>ABI/INFORM Professional Advanced</collection><collection>ABI/INFORM Global</collection><collection>Education Database</collection><collection>Healthcare Administration Database</collection><collection>Psychology Database</collection><collection>Research Library</collection><collection>Research Library (Corporate)</collection><collection>ProQuest One Business</collection><collection>ProQuest One Business (Alumni)</collection><collection>ProQuest One Education</collection><collection>ProQuest One Academic Eastern Edition (DO NOT USE)</collection><collection>ProQuest One Academic</collection><collection>ProQuest One Academic UKI Edition</collection><collection>ProQuest Central China</collection><collection>ProQuest One Psychology</collection><collection>ProQuest Central Basic</collection><collection>SIRS Editorial</collection><jtitle>The Career development quarterly</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Poynton, Timothy A.</au><au>Lapan, Richard T.</au><au>Marcotte, Amanda M.</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Financial Planning Strategies of High School Seniors: Removing Barriers to Career Success</atitle><jtitle>The Career development quarterly</jtitle><addtitle>The Career Development Quarterly</addtitle><date>2015-03</date><risdate>2015</risdate><volume>63</volume><issue>1</issue><spage>57</spage><epage>73</epage><pages>57-73</pages><issn>0889-4019</issn><eissn>2161-0045</eissn><abstract>This study explored the postsecondary financial planning of graduating 12th graders as a barrier to educational and career decision making and success. Seniors planning on pursuing postsecondary education (N = 744) from 16 high schools completed an online survey measuring their plans for financing their postsecondary education. They also provided information regarding their academic achievement, motivation, certainty, and postsecondary goals and plans. Students clustered into 4 distinct financial planning strategy groups. These financial planning clusters were evident across a diverse sample of high schools. Almost half of all graduating 12th graders had limited financial planning strategies. Groupings and strategies employed by students were significantly related to career development theory and research. The critical role for career development services in promoting student success is discussed.</abstract><cop>Alexandria</cop><pub>Blackwell Publishing Ltd</pub><doi>10.1002/j.2161-0045.2015.00095.x</doi><tpages>17</tpages><oa>free_for_read</oa></addata></record> |
| fulltext | fulltext |
| identifier | ISSN: 0889-4019 |
| ispartof | The Career development quarterly, 2015-03, Vol.63 (1), p.57-73 |
| issn | 0889-4019 2161-0045 |
| language | eng |
| recordid | cdi_proquest_journals_1662078749 |
| source | Wiley Online Library Journals Frontfile Complete; Business Source Complete; EBSCOhost Education Source |
| subjects | Achievement Need Asian American Students barriers Career Choice Career Development Career development planning Career Planning college and career readiness College students Cost control Decision making Educational Objectives Financial planning High School Students High schools Higher education Influence Minority & ethnic groups Personal finance Postsecondary Education postsecondary transition Secondary school students Secondary schools Socioeconomic factors Student financial aid Success supports Surveys |
| title | Financial Planning Strategies of High School Seniors: Removing Barriers to Career Success |
| url | https://sfx.bib-bvb.de/sfx_tum?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&ctx_tim=2025-01-06T02%3A43%3A11IST&url_ver=Z39.88-2004&url_ctx_fmt=infofi/fmt:kev:mtx:ctx&rfr_id=info:sid/primo.exlibrisgroup.com:primo3-Article-gale_proqu&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.atitle=Financial%20Planning%20Strategies%20of%20High%20School%20Seniors:%20Removing%20Barriers%20to%20Career%20Success&rft.jtitle=The%20Career%20development%20quarterly&rft.au=Poynton,%20Timothy%20A.&rft.date=2015-03&rft.volume=63&rft.issue=1&rft.spage=57&rft.epage=73&rft.pages=57-73&rft.issn=0889-4019&rft.eissn=2161-0045&rft_id=info:doi/10.1002/j.2161-0045.2015.00095.x&rft_dat=%3Cgale_proqu%3EA406516943%3C/gale_proqu%3E%3Curl%3E%3C/url%3E&disable_directlink=true&sfx.directlink=off&sfx.report_link=0&rft_id=info:oai/&rft_pqid=1662078749&rft_id=info:pmid/&rft_galeid=A406516943&rfr_iscdi=true |