The Life Care Annuity: A New Empirical Examination of an Insurance Innovation That Addresses Problems in the Markets for Life Annuities and Long-Term Care Insurance

The life care annuity—the integration of the life annuity with long-term care insurance coverage—is intended to deal with major problems in the currently separate markets for life annuities and long-term care insurance. The integration would allow the inclusion of most of the population currently re...

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Veröffentlicht in:	The Journal of risk and insurance 2013-09, Vol.80 (3), p.677-704
Hauptverfasser:	Brown, Jason, Warshawsky, Mark
Format:	Artikel
Sprache:	eng
Schlagworte:	Adverse selection Age Analysis Annuities Disabilities Disability Disability insurance Expected utility Gender Health insurance Innovations Insurance Insurance coverage Insurance policies Insurance premiums Insurance underwriting Life annuities Life expectancy Load Long term care insurance Long term health care Mortality Purchasing Studies Surveys Underwriting United States
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