CREDIT CARD REDLINING

This paper evaluates the presence of racial disparities in the issuance of consumer credit. Using a database of credit histories, I link location-based information on race with individual credit files. After controlling for place-specific factors such as housing vacancy rates and general population...

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Veröffentlicht in:	The review of economics and statistics 2011-05, Vol.93 (2), p.700-713
1. Verfasser:	Cohen-Cole, Ethan
Format:	Artikel
Sprache:	eng
Schlagworte:	African Americans Bank accounts Charge accounts Consumer credit Credit cards Credit scores Credit systems Data analysis Employment statistics Estimation Inequality Lenders Lines of credit Mortgage loans Paydays Personal finance Racial differentiation Racial discrimination Racial inequality Studies Supply and demand U.S.A White people
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