Paying for Salvation: The Ritual of “Repaying the Loan for Life” and Telling Scriptures in Changshu, China

This article discusses the modern ritual of “Repaying the Loan for Life” as it is performed in the Changshu area of Jiangsu province. The ceremony is related to the belief that there exists a “Loan for Life,” contracted by each person at birth, which must be repaid to the underworld treasury. Although the foundations of this ritual are located in medieval Daoist scriptures, it is currently associated with the narrative of the “Baojuan of the Loan for Life,” the vernacular text written in circa the nineteenth century, but obviously based on earlier literary materials. An Assembly for the Loan for Life in Changshu provides an interesting example of folk ritual events using baojuan (precious scrolls) performances. The performance as well as social and historical aspects of Assemblies for the Loan for Life in Changshu have never been analyzed; this article prepares the way by clarifying these topics from the perspective of their cultural significance, using fieldwork materials juxtaposed with related historical evidence. It endeavors to contribute to our understanding of the functioning of baojuan texts in traditional society as well as the development of popular religion in the Lower Yangtze region generally.