Rent-a-bank: Bank partnerships and the evasion of usury laws

"Rent-a-bank" arrangements are the vehicle of choice for subprime lenders seeking to avoid state consumer protection laws. In a rent-a-bank arrangement, a nonbank lender contracts with a bank to make loans per its specifications and then buys the loans from the bank. The nonbank lender the...

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Veröffentlicht in:	Duke law journal 2021-11, Vol.71 (2), p.329-417
1. Verfasser:	Levitin, Adam J
Format:	Artikel
Sprache:	eng
Schlagworte:	Alliances and partnerships Banking industry Banking law Consumer credit Consumer protection Consumers Contracts Exemption (Law) Financial disclosure Law and legislation Laws, regulations and rules Limited service banks Partnership Payday loans Presumptions (Law) Subprime loans Truth-in-lending Usury Usury laws
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