SYSTEMS AND METHODS FOR SECURE PAYMENTS VIA AN ALTERNATIVE COMMUNICATION PROTOCOL

A computer-implemented method of enabling secure payments over a third-party transport later comprises receiving, by a computing system with one or more processors, an encrypted transaction token from a user computing device using a first communication protocol. The encrypted transaction token is decrypted to access transaction details stored within the encrypted transaction token. The computing system then transmits transaction details to a transaction processing system via a second communication protocol. The computing system receives from the transaction processing system, confirmation data indicating a completed transaction based on the transaction details and transmits the confirmation data to the user computing device.