ANTI-FRAUD RISK ASSESSMENT METHOD AND APPARATUS, TRAINING METHOD AND APPARATUS, AND READABLE STORAGE MEDIUM
Provided in the present invention are an anti-fraud risk assessment method and apparatus, a training method and apparatus, and a readable storage medium. The training method comprises: acquiring a training sample set, wherein training samples comprise multi-dimensional features and fraud labels ther...
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creator | LI, Jia LUO, Haonan GONG, Miaolan ZHANG, Wenkang ZHOU, Kai |
description | Provided in the present invention are an anti-fraud risk assessment method and apparatus, a training method and apparatus, and a readable storage medium. The training method comprises: acquiring a training sample set, wherein training samples comprise multi-dimensional features and fraud labels thereof, which multi-dimensional features comprise a static feature of a user, a behavior feature of the user and a device risk application feature; and inputting the training sample set into an anti-fraud risk assessment model to be trained, so as to perform iterative training, wherein in each round of iteration, the anti-fraud risk assessment model executes embedding processing on the input multi-dimensional features, so as to obtain an input vector; the input vector is input into a feature learning network, which is constructed on the basis of a self-attention mechanism, such that a coded vector after weighted fusion is obtained; the coded vector is input into a deep network, such that a risk prediction result is ob |
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The training method comprises: acquiring a training sample set, wherein training samples comprise multi-dimensional features and fraud labels thereof, which multi-dimensional features comprise a static feature of a user, a behavior feature of the user and a device risk application feature; and inputting the training sample set into an anti-fraud risk assessment model to be trained, so as to perform iterative training, wherein in each round of iteration, the anti-fraud risk assessment model executes embedding processing on the input multi-dimensional features, so as to obtain an input vector; the input vector is input into a feature learning network, which is constructed on the basis of a self-attention mechanism, such that a coded vector after weighted fusion is obtained; the coded vector is input into a deep network, such that a risk prediction result is ob</description><language>chi ; eng ; fre</language><subject>CALCULATING ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; PHYSICS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2023</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230706&DB=EPODOC&CC=WO&NR=2023124204A1$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,308,776,881,25542,76290</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230706&DB=EPODOC&CC=WO&NR=2023124204A1$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>LI, Jia</creatorcontrib><creatorcontrib>LUO, Haonan</creatorcontrib><creatorcontrib>GONG, Miaolan</creatorcontrib><creatorcontrib>ZHANG, Wenkang</creatorcontrib><creatorcontrib>ZHOU, Kai</creatorcontrib><title>ANTI-FRAUD RISK ASSESSMENT METHOD AND APPARATUS, TRAINING METHOD AND APPARATUS, AND READABLE STORAGE MEDIUM</title><description>Provided in the present invention are an anti-fraud risk assessment method and apparatus, a training method and apparatus, and a readable storage medium. The training method comprises: acquiring a training sample set, wherein training samples comprise multi-dimensional features and fraud labels thereof, which multi-dimensional features comprise a static feature of a user, a behavior feature of the user and a device risk application feature; and inputting the training sample set into an anti-fraud risk assessment model to be trained, so as to perform iterative training, wherein in each round of iteration, the anti-fraud risk assessment model executes embedding processing on the input multi-dimensional features, so as to obtain an input vector; the input vector is input into a feature learning network, which is constructed on the basis of a self-attention mechanism, such that a coded vector after weighted fusion is obtained; the coded vector is input into a deep network, such that a risk prediction result is ob</description><subject>CALCULATING</subject><subject>COMPUTING</subject><subject>COUNTING</subject><subject>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</subject><subject>PHYSICS</subject><subject>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><fulltext>true</fulltext><rsrctype>patent</rsrctype><creationdate>2023</creationdate><recordtype>patent</recordtype><sourceid>EVB</sourceid><recordid>eNqNikEKwjAQRbNxIeodAm4ttGkvMJppGzRJyUxwWYrEjaKFen-s4FZw8fg8_luKGzg2WR0gahkMHSUQIZFFx9Iit15LcDNdBwE40k5yAOOMa37cHw0IGvYnlMQ-QINzqk20a7G4Dvcpbb67Etsa-dBmaXz2aRqHS3qkV3_2KldloSqVV1CU_1VvcL826w</recordid><startdate>20230706</startdate><enddate>20230706</enddate><creator>LI, Jia</creator><creator>LUO, Haonan</creator><creator>GONG, Miaolan</creator><creator>ZHANG, Wenkang</creator><creator>ZHOU, Kai</creator><scope>EVB</scope></search><sort><creationdate>20230706</creationdate><title>ANTI-FRAUD RISK ASSESSMENT METHOD AND APPARATUS, TRAINING METHOD AND APPARATUS, AND READABLE STORAGE MEDIUM</title><author>LI, Jia ; LUO, Haonan ; GONG, Miaolan ; ZHANG, Wenkang ; ZHOU, Kai</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-epo_espacenet_WO2023124204A13</frbrgroupid><rsrctype>patents</rsrctype><prefilter>patents</prefilter><language>chi ; eng ; fre</language><creationdate>2023</creationdate><topic>CALCULATING</topic><topic>COMPUTING</topic><topic>COUNTING</topic><topic>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</topic><topic>PHYSICS</topic><topic>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</topic><toplevel>online_resources</toplevel><creatorcontrib>LI, Jia</creatorcontrib><creatorcontrib>LUO, Haonan</creatorcontrib><creatorcontrib>GONG, Miaolan</creatorcontrib><creatorcontrib>ZHANG, Wenkang</creatorcontrib><creatorcontrib>ZHOU, Kai</creatorcontrib><collection>esp@cenet</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>LI, Jia</au><au>LUO, Haonan</au><au>GONG, Miaolan</au><au>ZHANG, Wenkang</au><au>ZHOU, Kai</au><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>ANTI-FRAUD RISK ASSESSMENT METHOD AND APPARATUS, TRAINING METHOD AND APPARATUS, AND READABLE STORAGE MEDIUM</title><date>2023-07-06</date><risdate>2023</risdate><abstract>Provided in the present invention are an anti-fraud risk assessment method and apparatus, a training method and apparatus, and a readable storage medium. 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subjects | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
title | ANTI-FRAUD RISK ASSESSMENT METHOD AND APPARATUS, TRAINING METHOD AND APPARATUS, AND READABLE STORAGE MEDIUM |
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