SYSTEM AND METHOD FOR TOKEN PROCESSING

A method includes receiving a token associated with the credential or a token reference identifier associated with the token from a processor computer. The method also includes transmitting the token to a biller computer, which uses the token to process the bill, by generating an authorization reque...

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Hauptverfasser: SETON, Anuja, CALLISTO, Declan, LEITMAN, Steven, MAZUREK, Todd, BERRY, Neerav, BARTLETT, Lacey
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creator SETON, Anuja
CALLISTO, Declan
LEITMAN, Steven
MAZUREK, Todd
BERRY, Neerav
BARTLETT, Lacey
description A method includes receiving a token associated with the credential or a token reference identifier associated with the token from a processor computer. The method also includes transmitting the token to a biller computer, which uses the token to process the bill, by generating an authorization request message comprising the token for an interaction involving the bill. The method also includes receiving the authorization request message comprising the token, retrieving the credential associated with the token, and transmitting a modified authorization request message including the credential to an authorizing entity computer, which authorizes the interaction. Un procédé comprend la réception, depuis un ordinateur de traitement, d'un jeton associé au justificatif d'identité ou d'un identifiant de référence de jeton associé au jeton. Le procédé comprend également la transmission du jeton à un ordinateur de facturation, qui utilise le jeton pour traiter la facture, en générant un message de demande d'autorisation comprenant le jeton pour une interaction impliquant la facture. Le procédé comprend également la réception du message de demande d'autorisation comprenant le jeton, la récupération du justificatif d'identité associé au jeton, et la transmission d'un message de demande d'autorisation modifié, comprenant le justificatif d'identité, à un ordinateur d'entité d'autorisation, qui autorise l'interaction.
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title SYSTEM AND METHOD FOR TOKEN PROCESSING
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