SYSTEMS AND METHODS FOR VALIDATING IDENTIFICATIONS IN FINANCIAL TRANSACTIONS

A method of confirming the validity of an identification presented by an individual in a financial transaction includes receiving transaction information at a transaction device that is usable to perform the financial transaction. The method also includes determining the need for identification info...

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1. Verfasser: MICHELSEN, MICHAEL, J
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description A method of confirming the validity of an identification presented by an individual in a financial transaction includes receiving transaction information at a transaction device that is usable to perform the financial transaction. The method also includes determining the need for identification information based at least in part on the transaction information. The method further includes receiving identification information at the transaction device. The identification information is obtained from an identification of the individual and the identification information has a format. The method also includes transmitting the identification information to a host computer system. At the host computer system and based at least in part on the format of the identification information, the validity of the identification from which the identification information was obtained is accessed. L'invention concerne un procédé permettant de confirmer la validité d'une identification présentée par un particulier dans une transaction financière, procédé selon lequel une information de transaction est reçue dans un dispositif de transaction qui est utilisable pour effectuer la transaction financière. Le procédé consiste en outre à déterminer s'il est nécessaire d'avoir une information d'identification basée, au moins en partie, sur l'information de transaction. Le procédé comprend en outre la réception d'une information d'identification au dispositif de transaction. L'information d'identification est obtenue à partir du particulier, et l'information d'identification présente un format. Le procédé comprend également la transmission de l'information d'identification à un système informatique hôte. A ce niveau, et sur la base, au moins partiellement, du format de l'information d'identification, on a accès à la validité de l'identification à partir de laquelle l'information d'identification a été obtenue.
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title SYSTEMS AND METHODS FOR VALIDATING IDENTIFICATIONS IN FINANCIAL TRANSACTIONS
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