SYSTEM FOR RULE-BASED INSURANCE UNDERWRITING SUITABLE FOR USE BY AN AUTOMATED SYSTEM

SYSTEM FOR RULE-BASED INSURANCE UNDERWRITING SUITABLE FOR USE BY AN AUTOMATED SYSTEM

A system for at least a partial underwriting of insurance policies is described. Various rules (304) are created, along with a degree of satisfaction for each rule (304). Rules (304) may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc). Bas...

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Bibliographische Detailangaben
Hauptverfasser: MESSMER, RICHARD, PAUL, RUSSELL, DIANE, MARIE, YANG, DAN, BONISSONE, PIERO, PATRONE, DURHAM, WILLIAM, MICHAEL, PAVESE, MARC
Format: Patent
Sprache:eng ; fre
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Zusammenfassung:A system for at least a partial underwriting of insurance policies is described. Various rules (304) are created, along with a degree of satisfaction for each rule (304). Rules (304) may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc). Based on the degree of satisfaction for each rule (304), a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category. L'invention concerne un système destiné à la souscription au moins partielle de polices d'assurance. On créée différentes règles ayant respectivement un degré de satisfaction. Ces règles peuvent être appliquées à différents composants de souscription d'assurance (notamment niveaux de cholestérol, pression artérielle etc.). Et sur la base du degré de satisfaction de chaque règle, on peut affecter un composant à une catégorie. Enfin, on associe la proposition d'assurance à une catégorie de souscription sur la base de la catégorie de chaque composant.