Service for exceeding account thresholds via mobile device
In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transac...
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| creator | Garrett Doris Maria Kingston Tamara S Warshawsky Marc Lance Feldman Ross Matthew Smyth Brenda Lisbeth DeKoster Paul Ronald Nelson Mark Allan Zanzot Mark D Whitler Elbert Lee Bjugan Ketil Ross Erik Stephen Mastbrook Scott Tuders John Franklin Ivey William Sydney Pullen Catherine Stokes Tucker Jonathan H |
| description | In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an excess threshold amount as a result of the transaction; (c) prompting the holder to consent to the excess threshold amount via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the excess threshold amount; and (e) authorizing the transaction based at least partially on the receiving the holder's consent. |
| format | Patent |
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For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an excess threshold amount as a result of the transaction; (c) prompting the holder to consent to the excess threshold amount via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the excess threshold amount; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.</description><language>eng</language><subject>CALCULATING ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; PHYSICS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2017</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20170314&DB=EPODOC&CC=US&NR=9595036B2$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,308,776,881,25542,76290</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20170314&DB=EPODOC&CC=US&NR=9595036B2$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>Garrett Doris Maria</creatorcontrib><creatorcontrib>Kingston Tamara S</creatorcontrib><creatorcontrib>Warshawsky Marc Lance</creatorcontrib><creatorcontrib>Feldman Ross Matthew</creatorcontrib><creatorcontrib>Smyth Brenda Lisbeth</creatorcontrib><creatorcontrib>DeKoster Paul Ronald</creatorcontrib><creatorcontrib>Nelson Mark Allan</creatorcontrib><creatorcontrib>Zanzot Mark D</creatorcontrib><creatorcontrib>Whitler Elbert Lee</creatorcontrib><creatorcontrib>Bjugan Ketil</creatorcontrib><creatorcontrib>Ross Erik Stephen</creatorcontrib><creatorcontrib>Mastbrook Scott</creatorcontrib><creatorcontrib>Tuders John Franklin</creatorcontrib><creatorcontrib>Ivey William Sydney</creatorcontrib><creatorcontrib>Pullen Catherine Stokes</creatorcontrib><creatorcontrib>Tucker Jonathan H</creatorcontrib><title>Service for exceeding account thresholds via mobile device</title><description>In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an excess threshold amount as a result of the transaction; (c) prompting the holder to consent to the excess threshold amount via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the excess threshold amount; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.</description><subject>CALCULATING</subject><subject>COMPUTING</subject><subject>COUNTING</subject><subject>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</subject><subject>PHYSICS</subject><subject>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><fulltext>true</fulltext><rsrctype>patent</rsrctype><creationdate>2017</creationdate><recordtype>patent</recordtype><sourceid>EVB</sourceid><recordid>eNrjZLAKTi0qy0xOVUjLL1JIrUhOTU3JzEtXSExOzi_NK1EoyShKLc7Iz0kpVijLTFTIzU_KzElVSEkFaeFhYE1LzClO5YXS3AwKbq4hzh66qQX58anFBYnJqXmpJfGhwZamlqYGxmZORsZEKAEALMMu9g</recordid><startdate>20170314</startdate><enddate>20170314</enddate><creator>Garrett Doris Maria</creator><creator>Kingston Tamara S</creator><creator>Warshawsky Marc Lance</creator><creator>Feldman Ross Matthew</creator><creator>Smyth Brenda Lisbeth</creator><creator>DeKoster Paul Ronald</creator><creator>Nelson Mark Allan</creator><creator>Zanzot Mark D</creator><creator>Whitler Elbert Lee</creator><creator>Bjugan Ketil</creator><creator>Ross Erik Stephen</creator><creator>Mastbrook Scott</creator><creator>Tuders John Franklin</creator><creator>Ivey William Sydney</creator><creator>Pullen Catherine Stokes</creator><creator>Tucker Jonathan H</creator><scope>EVB</scope></search><sort><creationdate>20170314</creationdate><title>Service for exceeding account thresholds via mobile device</title><author>Garrett Doris Maria ; Kingston Tamara S ; Warshawsky Marc Lance ; Feldman Ross Matthew ; Smyth Brenda Lisbeth ; DeKoster Paul Ronald ; Nelson Mark Allan ; Zanzot Mark D ; Whitler Elbert Lee ; Bjugan Ketil ; Ross Erik Stephen ; Mastbrook Scott ; Tuders John Franklin ; Ivey William Sydney ; Pullen Catherine Stokes ; Tucker Jonathan H</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-epo_espacenet_US9595036B23</frbrgroupid><rsrctype>patents</rsrctype><prefilter>patents</prefilter><language>eng</language><creationdate>2017</creationdate><topic>CALCULATING</topic><topic>COMPUTING</topic><topic>COUNTING</topic><topic>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</topic><topic>PHYSICS</topic><topic>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</topic><toplevel>online_resources</toplevel><creatorcontrib>Garrett Doris Maria</creatorcontrib><creatorcontrib>Kingston Tamara S</creatorcontrib><creatorcontrib>Warshawsky Marc Lance</creatorcontrib><creatorcontrib>Feldman Ross Matthew</creatorcontrib><creatorcontrib>Smyth Brenda Lisbeth</creatorcontrib><creatorcontrib>DeKoster Paul Ronald</creatorcontrib><creatorcontrib>Nelson Mark Allan</creatorcontrib><creatorcontrib>Zanzot Mark D</creatorcontrib><creatorcontrib>Whitler Elbert Lee</creatorcontrib><creatorcontrib>Bjugan Ketil</creatorcontrib><creatorcontrib>Ross Erik Stephen</creatorcontrib><creatorcontrib>Mastbrook Scott</creatorcontrib><creatorcontrib>Tuders John Franklin</creatorcontrib><creatorcontrib>Ivey William Sydney</creatorcontrib><creatorcontrib>Pullen Catherine Stokes</creatorcontrib><creatorcontrib>Tucker Jonathan H</creatorcontrib><collection>esp@cenet</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>Garrett Doris Maria</au><au>Kingston Tamara S</au><au>Warshawsky Marc Lance</au><au>Feldman Ross Matthew</au><au>Smyth Brenda Lisbeth</au><au>DeKoster Paul Ronald</au><au>Nelson Mark Allan</au><au>Zanzot Mark D</au><au>Whitler Elbert Lee</au><au>Bjugan Ketil</au><au>Ross Erik Stephen</au><au>Mastbrook Scott</au><au>Tuders John Franklin</au><au>Ivey William Sydney</au><au>Pullen Catherine Stokes</au><au>Tucker Jonathan H</au><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>Service for exceeding account thresholds via mobile device</title><date>2017-03-14</date><risdate>2017</risdate><abstract>In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an excess threshold amount as a result of the transaction; (c) prompting the holder to consent to the excess threshold amount via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the excess threshold amount; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.</abstract><oa>free_for_read</oa></addata></record> |
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| subjects | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
| title | Service for exceeding account thresholds via mobile device |
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