System and method for categorizing driving behavior using driver mentoring and/or monitoring equipment to determine an underwriting risk

System and method for monitoring and mentoring driver behavior and vehicle operation and for categorizing or grading a driver's performance. The driver's classification or grade is used to determine or adjust insurance rates, premiums or coverages for the driver. The driver may receive dis...

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Hauptverfasser: FOLLMER TODD, MCCLELLAN SCOTT
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creator FOLLMER TODD
MCCLELLAN SCOTT
description System and method for monitoring and mentoring driver behavior and vehicle operation and for categorizing or grading a driver's performance. The driver's classification or grade is used to determine or adjust insurance rates, premiums or coverages for the driver. The driver may receive discounted insurance rates for using monitoring and/or mentoring equipment in the vehicle. Insurance companies may use the driver classifications or grades to bid for coverage of groups of drivers having similar classifications or grades.
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recordid cdi_epo_espacenet_US8577703B2
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subjects ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDEDFOR ELSEWHERE
CALCULATING
CHECKING-DEVICES
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
GENERATING RANDOM NUMBERS
PHYSICS
REGISTERING OR INDICATING THE WORKING OF MACHINES
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
TIME OR ATTENDANCE REGISTERS
VOTING OR LOTTERY APPARATUS
title System and method for categorizing driving behavior using driver mentoring and/or monitoring equipment to determine an underwriting risk
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