Data/presence insurance tools and techniques
Methods for insurance of online presence ( 202 ) and/or data ( 200 ) are described. An insurer ( 302 ) contracts with an insured entity ( 304 ) in an agreement ( 308 ) under which a premium ( 310 ) is paid for insurance coverage. The premium is calculated ( 306 ) using a pure premium method ( 400 )...
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creator | MCCABE RON |
description | Methods for insurance of online presence ( 202 ) and/or data ( 200 ) are described. An insurer ( 302 ) contracts with an insured entity ( 304 ) in an agreement ( 308 ) under which a premium ( 310 ) is paid for insurance coverage. The premium is calculated ( 306 ) using a pure premium method ( 400 ) or a loss ratio premium method ( 402 ), in a manner that depends on factors such as expected virus scan results ( 404 ), expected data recovery time ( 406 ), expected geographic spread ( 408 ), use of multiple recovery methods ( 410 ), and other information regarding the insured entity's business and the technical protection services ( 206 ) to be used. In some embodiments, the technical protection services are provided under the agreement by a third party technical services provider ( 300 ). Systems, signals, and configured media are also described. |
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The premium is calculated ( 306 ) using a pure premium method ( 400 ) or a loss ratio premium method ( 402 ), in a manner that depends on factors such as expected virus scan results ( 404 ), expected data recovery time ( 406 ), expected geographic spread ( 408 ), use of multiple recovery methods ( 410 ), and other information regarding the insured entity's business and the technical protection services ( 206 ) to be used. In some embodiments, the technical protection services are provided under the agreement by a third party technical services provider ( 300 ). Systems, signals, and configured media are also described.</description><language>eng</language><subject>CALCULATING ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; PHYSICS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2008</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20080610&DB=EPODOC&CC=US&NR=7386463B2$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,308,776,881,25542,76289</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20080610&DB=EPODOC&CC=US&NR=7386463B2$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>MCCABE RON</creatorcontrib><title>Data/presence insurance tools and techniques</title><description>Methods for insurance of online presence ( 202 ) and/or data ( 200 ) are described. 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An insurer ( 302 ) contracts with an insured entity ( 304 ) in an agreement ( 308 ) under which a premium ( 310 ) is paid for insurance coverage. The premium is calculated ( 306 ) using a pure premium method ( 400 ) or a loss ratio premium method ( 402 ), in a manner that depends on factors such as expected virus scan results ( 404 ), expected data recovery time ( 406 ), expected geographic spread ( 408 ), use of multiple recovery methods ( 410 ), and other information regarding the insured entity's business and the technical protection services ( 206 ) to be used. In some embodiments, the technical protection services are provided under the agreement by a third party technical services provider ( 300 ). Systems, signals, and configured media are also described.</abstract><oa>free_for_read</oa></addata></record> |
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subjects | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
title | Data/presence insurance tools and techniques |
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