SYSTEMS AND METHODS FOR ELECTRONIC PAYMENT USING LOYALTY REWARDS

A system for using loyalty rewards accounts in a digital wallet may add a loyalty rewards account as a payment medium to a digital wallet application by transmitting a token that identifies the loyalty rewards account to the digital wallet application, wherein the token includes an alias account ide...

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Hauptverfasser: Ong, Huei, Deliwala, Manish K, Yokoyama, Lisa C, Namboodiri, Rajesh K, Narsipur, Keshav A, Prentice, Tony, Rao, Santhosh R
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creator Ong, Huei
Deliwala, Manish K
Yokoyama, Lisa C
Namboodiri, Rajesh K
Narsipur, Keshav A
Prentice, Tony
Rao, Santhosh R
description A system for using loyalty rewards accounts in a digital wallet may add a loyalty rewards account as a payment medium to a digital wallet application by transmitting a token that identifies the loyalty rewards account to the digital wallet application, wherein the token includes an alias account identifier that is mapped to the loyalty rewards account; and transmitting a transaction request for the transaction, wherein the transaction request includes the token that identifies the loyalty rewards account as the payment medium for the transaction, wherein the token further includes an indicator that specifies an account type for the loyalty rewards account and is configured for routing the transaction request to the loyalty settlement process during settlement processing.
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title SYSTEMS AND METHODS FOR ELECTRONIC PAYMENT USING LOYALTY REWARDS
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