FINANCIAL DATA CLASSIFICATION SYSTEM
Systems and methods are described for classifying financial data to generate a financial health evaluation. In some cases, financial data relating to an entity may be obtained, where the financial data includes a plurality of transactions and at least one account balance for a time period. Each of t...
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| creator | Woodward, Geoffrey Wicker, Mark Robert Olesen, Trond Henning |
| description | Systems and methods are described for classifying financial data to generate a financial health evaluation. In some cases, financial data relating to an entity may be obtained, where the financial data includes a plurality of transactions and at least one account balance for a time period. Each of the transactions and the account balance may be categorized into one of a plurality of data categories including: gross income, net income, debt, savings, expenses, liquid reserves, and late payments. The plurality of data categories may be used to determine a plurality of factor scores, where each of the plurality of factor scores include a relative metric of an aspect of a financial health evaluation. A weight may be associated to each of the plurality of factors scores to generate a plurality of weighted factor scores, whereby the weighted factors scores may be combined to generate the financial health evaluation. |
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In some cases, financial data relating to an entity may be obtained, where the financial data includes a plurality of transactions and at least one account balance for a time period. Each of the transactions and the account balance may be categorized into one of a plurality of data categories including: gross income, net income, debt, savings, expenses, liquid reserves, and late payments. The plurality of data categories may be used to determine a plurality of factor scores, where each of the plurality of factor scores include a relative metric of an aspect of a financial health evaluation. 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| subjects | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
| title | FINANCIAL DATA CLASSIFICATION SYSTEM |
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