SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR SECURE PAYMENT DEVICE DATA STORAGE AND ACCESS

Provided are a system, method, and computer program product for secure payment device data storage and access. The method includes storing payment device data associated with a payment device of a user and generating a unique uniform resource locator (URL) associated with the payment device. The met...

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Hauptverfasser: Olimpo, Michael Angelo Sarmiento, Tripathi, Anup, Ramesh, Shankara Narayanan, Aung, Lin Htet, Akpan, Imo Michael, Kusnanto, Ibrahim Kusumah, Laksmana, Leo
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creator Olimpo, Michael Angelo Sarmiento
Tripathi, Anup
Ramesh, Shankara Narayanan
Aung, Lin Htet
Akpan, Imo Michael
Kusnanto, Ibrahim Kusumah
Laksmana, Leo
description Provided are a system, method, and computer program product for secure payment device data storage and access. The method includes storing payment device data associated with a payment device of a user and generating a unique uniform resource locator (URL) associated with the payment device. The method also includes transmitting the unique URL to an application provider system through a first communication channel and receiving a data access request from the client device via the unique URL through a second communication channel separate from the first communication channel. The method further includes, in response to receiving the data access request, verifying an identity of the user by executing a step-up authentication protocol. The method further includes, in response to verifying the identity of the user, transmitting a data access response including the payment device data to the client device through the second communication channel.
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR SECURE PAYMENT DEVICE DATA STORAGE AND ACCESS
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