SYSTEM AND METHOD FOR AUTOMATIC SAVINGS AND DEBT PAYDOWN

SYSTEM AND METHOD FOR AUTOMATIC SAVINGS AND DEBT PAYDOWN

A system for automatic savings and debt paydown includes a first and second bank accounts belonging to a user and a financial account belonging to the user, wherein the financial account may be one of the first bank account or second bank account. A user interface provides the user with an option to...

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Hauptverfasser: Jackey, Philip M, Sellery, William Samuel, Coluby, Elizabeth Ann Molloy de, Wesley, Michael L, Biggar, Robert M
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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creator Jackey, Philip M
Sellery, William Samuel
Coluby, Elizabeth Ann Molloy de
Wesley, Michael L
Biggar, Robert M
description A system for automatic savings and debt paydown includes a first and second bank accounts belonging to a user and a financial account belonging to the user, wherein the financial account may be one of the first bank account or second bank account. A user interface provides the user with an option to select one of a savings mode or a debt paydown mode. A preset amount of monetary funds is automatically transferred from the first bank account to the second bank account when a transaction involving the financial account occurs. Moreover, if the debt paydown mode has been selected by the user via the user interface, at the end of a set period, all monetary funds transferred from the first bank account to the second bank account as a result of transactions involving the financial account during that period are transferred to a debt payee specified by the user.
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title SYSTEM AND METHOD FOR AUTOMATIC SAVINGS AND DEBT PAYDOWN
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