System, Method, and Apparatus for Verifying a User Identity

System, Method, and Apparatus for Verifying a User Identity

Provided is a computer-implemented method for verifying a user identity, including: receiving, from a user device, authentication data for a user, the authentication data including an account identifier corresponding to an account with a first issuer institution; generating, with at least one proces...

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Hauptverfasser: Ravi, Abhishek, Yap, Wei Ying, Hribovsek, Francois, Chew, Kok Seng
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
ELECTRIC COMMUNICATION TECHNIQUE
ELECTRIC DIGITAL DATA PROCESSING
ELECTRICITY
PHYSICS
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION
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creator Ravi, Abhishek
Yap, Wei Ying
Hribovsek, Francois
Chew, Kok Seng
description Provided is a computer-implemented method for verifying a user identity, including: receiving, from a user device, authentication data for a user, the authentication data including an account identifier corresponding to an account with a first issuer institution; generating, with at least one processor and based at least partially on the authentication data, a passcode; communicating the passcode to the user device or a second device associated with the user; receiving, with at least one processor, a verification request comprising the passcode; and verifying, with at least one processor, an identity of the user based on validating the passcode.
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subjects CALCULATING
COMPUTING
COUNTING
ELECTRIC COMMUNICATION TECHNIQUE
ELECTRIC DIGITAL DATA PROCESSING
ELECTRICITY
PHYSICS
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION
title System, Method, and Apparatus for Verifying a User Identity
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