FRAUD CONTROL WHEN GRANTING INSTANT CREDIT

Credit applicants may apply for instant credit, and use an instant account number ("IAN") to make purchases after the instant credit has been granted. Fraud control methods may be used in authorizing the instant credit. When the IAN is issued to purchase airline tickets, it can be ensured...

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Hauptverfasser: CROP DANIELLE M, CRAWFORD STACEY J, ERIKSON GLADE R, GOMES KRISTIN H, VORA SEJAL D
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creator CROP DANIELLE M
CRAWFORD STACEY J
ERIKSON GLADE R
GOMES KRISTIN H
VORA SEJAL D
description Credit applicants may apply for instant credit, and use an instant account number ("IAN") to make purchases after the instant credit has been granted. Fraud control methods may be used in authorizing the instant credit. When the IAN is issued to purchase airline tickets, it can be ensured that the applicant's last name matches the passenger's last name for the airline ticket being purchased, and that the ticket will not be renamed or sold. When the IAN is issued in conjunction with a partner's loyalty or rewards program, the applicant's account information with the rewards program is captured. It is ensured that the applicant has some tenure with the partner and that data submitted by the applicant is consistent with data on file with the partner.
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recordid cdi_epo_espacenet_US2013110562A1
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title FRAUD CONTROL WHEN GRANTING INSTANT CREDIT
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