METHODS AND SYSTEMS FOR IDENTITY BASED TRANSACTIONS

Pursuant to some embodiments, methods, systems, apparatus, computer program code and means for conducting a transaction by a user are provided that include receiving, during a purchase transaction, transaction data and a unique user identity identifier associated with a payment card; providing the i...

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Hauptverfasser: KIMBERG DEBBIE, HAGMEIER SHAWN
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creator KIMBERG DEBBIE
HAGMEIER SHAWN
description Pursuant to some embodiments, methods, systems, apparatus, computer program code and means for conducting a transaction by a user are provided that include receiving, during a purchase transaction, transaction data and a unique user identity identifier associated with a payment card; providing the identity identifier and the transaction data to a payment network; requesting verification of the transaction data and identity identifier; receiving a reply to the verification request of the transaction data and the identity identifier; associating a payment account number with the identity identifier; and authorizing the purchase transaction based on the payment account number associated with the identity identifier.
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title METHODS AND SYSTEMS FOR IDENTITY BASED TRANSACTIONS
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