System and method for providing instant-decision, financial network-based payment cards

System and method for providing instant-decision, financial network-based payment cards

A system and method for issuance of a financial network-based payment card (generally known as a "credit card") almost instantaneously after application, wherein an applicant applies for a credit card by entering data into a data entry system, advantageously by filling in a plurality of pr...

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Hauptverfasser: SABHARWAL MOHIT, WHITE BRIGETTE A, LEVINSON RONALD
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
ELECTRIC DIGITAL DATA PROCESSING
PHYSICS
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creator SABHARWAL MOHIT
WHITE BRIGETTE A
LEVINSON RONALD
description A system and method for issuance of a financial network-based payment card (generally known as a "credit card") almost instantaneously after application, wherein an applicant applies for a credit card by entering data into a data entry system, advantageously by filling in a plurality of predefined forms in a computer-based data entry system. The applicant's data is sent via a data network to a central decision center, which approves or disapproves the application. If the application is approved, data is generated and delivered to a card production system, which embosses and magnetically encodes a card blank. The card is then delivered to the applicant.
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subjects CALCULATING
COMPUTING
COUNTING
ELECTRIC DIGITAL DATA PROCESSING
PHYSICS
title System and method for providing instant-decision, financial network-based payment cards
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