Pay with points virtual card

Systems and methods for providing a rewards payment form linked directly to a rewards account are described. The system can determine, based on a comparison of a location of a mobile device with a merchant location of a merchant, that the mobile device is at the merchant location. The system can det...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: Kurani, Ashish B, Puffer, Steven E
Format: Patent
Sprache:eng
Schlagworte:
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Beschreibung
Zusammenfassung:Systems and methods for providing a rewards payment form linked directly to a rewards account are described. The system can determine, based on a comparison of a location of a mobile device with a merchant location of a merchant, that the mobile device is at the merchant location. The system can determine that the merchant participates in a rewards promotion and can receive a transaction request associated with a rewards account and a cryptogram. The system can authenticate the transaction request by decrypting the cryptogram and can activate the rewards promotion based on the determination that the mobile device is at the merchant location and the determination that the merchant participates in the rewards promotion.