Authentication based on biometric identification parameter of an individual for payment transaction
Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with...
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| creator | He, Jiayun Olson, Dennis Franklin Jimenez, Andres Arora, Sunpreet Singh Starr, Elianna Parikh, Binoy Parag Tadepalli, Sneha Sri Wagner, Kim R Sheets, John F Dawson, Amy Vuddaraju, Sowmya Sisodiya, Amisha Best-Rowden, Lacey Lohtia, Sunit Mahajan, Saloni Vijaykumar Palacios, Jorge Andre Torres Perez |
| description | Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with an image of a biometric identification parameter of the customer during a payment transaction between the customer and a merchant, establishing a short-range communication connection with a user device associated with the customer during the payment transaction between the customer and the merchant, authenticating an identity of the customer for the payment transaction via the short-range communication connection, determining an account identifier of an account of the customer based on authenticating the identity of the customer for the payment transaction, and processing the payment transaction using the account identifier of the account of the customer. A system and computer program product are also disclosed. |
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A system and computer program product are also disclosed.</description><language>eng</language><subject>CALCULATING ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; PHYSICS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2023</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230228&DB=EPODOC&CC=US&NR=11593809B2$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,308,778,883,25551,76302</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230228&DB=EPODOC&CC=US&NR=11593809B2$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>He, Jiayun</creatorcontrib><creatorcontrib>Olson, Dennis Franklin</creatorcontrib><creatorcontrib>Jimenez, Andres</creatorcontrib><creatorcontrib>Arora, Sunpreet Singh</creatorcontrib><creatorcontrib>Starr, Elianna</creatorcontrib><creatorcontrib>Parikh, Binoy Parag</creatorcontrib><creatorcontrib>Tadepalli, Sneha Sri</creatorcontrib><creatorcontrib>Wagner, Kim R</creatorcontrib><creatorcontrib>Sheets, John F</creatorcontrib><creatorcontrib>Dawson, Amy</creatorcontrib><creatorcontrib>Vuddaraju, Sowmya</creatorcontrib><creatorcontrib>Sisodiya, Amisha</creatorcontrib><creatorcontrib>Best-Rowden, Lacey</creatorcontrib><creatorcontrib>Lohtia, Sunit</creatorcontrib><creatorcontrib>Mahajan, Saloni Vijaykumar</creatorcontrib><creatorcontrib>Palacios, Jorge Andre Torres Perez</creatorcontrib><title>Authentication based on biometric identification parameter of an individual for payment transaction</title><description>Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with an image of a biometric identification parameter of the customer during a payment transaction between the customer and a merchant, establishing a short-range communication connection with a user device associated with the customer during the payment transaction between the customer and the merchant, authenticating an identity of the customer for the payment transaction via the short-range communication connection, determining an account identifier of an account of the customer based on authenticating the identity of the customer for the payment transaction, and processing the payment transaction using the account identifier of the account of the customer. 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A system and computer program product are also disclosed.</abstract><oa>free_for_read</oa></addata></record> |
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| subjects | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
| title | Authentication based on biometric identification parameter of an individual for payment transaction |
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