Electronic Funds Transfer Method for Secure Transaction based on Payee Request
An electronic fund transfer method for secure transactions based on recipient requests is disclosed. In the method, an electronic fund transfer is performed by a sender who confirms the transfer request after a service provision system sends the transfer request to the sender upon the recipient requ...
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creator | KIM, GWI YEOUL |
description | An electronic fund transfer method for secure transactions based on recipient requests is disclosed. In the method, an electronic fund transfer is performed by a sender who confirms the transfer request after a service provision system sends the transfer request to the sender upon the recipient requests to transmit the transfer request. During this process, before performing a transfer, the recipient undergoes an authentication process using a text message or voice message, and then procedures for confirming transaction trust in electronic fund transfers, such as verification of the name of the recipient, are performed. Electronic fund transfers are performed only when reliability is secured through the results of the trust process.
수취인 요청 기반 안전거래를 위한 전자 자금 이체 방법이 개시된다. 이 방법은 서비스 제공 시스템이 수취인의 송금 요청 전송 요청에 의해 송금인에 송금 요청이 전송된 후 이를 확인한 송금인에 의해 전자 자금 이체가 수행하되, 이 과정 중 이체 수행 전에 문자메시지 또는 음성메시지를 이용한 수취인에 대한 인증절차를 1차 거친 후 수취인 명의 확인 등의 전자 자금 이체에 있어 거래 신뢰 확인에 대한 절차를 실시하며, 그 신뢰 절차 결과를 통해 신뢰성이 확보된 경우에 한하여 전자 자금 이체를 수행한다. |
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수취인 요청 기반 안전거래를 위한 전자 자금 이체 방법이 개시된다. 이 방법은 서비스 제공 시스템이 수취인의 송금 요청 전송 요청에 의해 송금인에 송금 요청이 전송된 후 이를 확인한 송금인에 의해 전자 자금 이체가 수행하되, 이 과정 중 이체 수행 전에 문자메시지 또는 음성메시지를 이용한 수취인에 대한 인증절차를 1차 거친 후 수취인 명의 확인 등의 전자 자금 이체에 있어 거래 신뢰 확인에 대한 절차를 실시하며, 그 신뢰 절차 결과를 통해 신뢰성이 확보된 경우에 한하여 전자 자금 이체를 수행한다.</description><language>eng ; kor</language><subject>CALCULATING ; COMPUTING ; COUNTING ; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ; PHYSICS ; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><creationdate>2023</creationdate><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktohtml>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230619&DB=EPODOC&CC=KR&NR=20230088183A$$EHTML$$P50$$Gepo$$Hfree_for_read</linktohtml><link.rule.ids>230,308,780,885,25564,76547</link.rule.ids><linktorsrc>$$Uhttps://worldwide.espacenet.com/publicationDetails/biblio?FT=D&date=20230619&DB=EPODOC&CC=KR&NR=20230088183A$$EView_record_in_European_Patent_Office$$FView_record_in_$$GEuropean_Patent_Office$$Hfree_for_read</linktorsrc></links><search><creatorcontrib>KIM, GWI YEOUL</creatorcontrib><title>Electronic Funds Transfer Method for Secure Transaction based on Payee Request</title><description>An electronic fund transfer method for secure transactions based on recipient requests is disclosed. In the method, an electronic fund transfer is performed by a sender who confirms the transfer request after a service provision system sends the transfer request to the sender upon the recipient requests to transmit the transfer request. During this process, before performing a transfer, the recipient undergoes an authentication process using a text message or voice message, and then procedures for confirming transaction trust in electronic fund transfers, such as verification of the name of the recipient, are performed. Electronic fund transfers are performed only when reliability is secured through the results of the trust process.
수취인 요청 기반 안전거래를 위한 전자 자금 이체 방법이 개시된다. 이 방법은 서비스 제공 시스템이 수취인의 송금 요청 전송 요청에 의해 송금인에 송금 요청이 전송된 후 이를 확인한 송금인에 의해 전자 자금 이체가 수행하되, 이 과정 중 이체 수행 전에 문자메시지 또는 음성메시지를 이용한 수취인에 대한 인증절차를 1차 거친 후 수취인 명의 확인 등의 전자 자금 이체에 있어 거래 신뢰 확인에 대한 절차를 실시하며, 그 신뢰 절차 결과를 통해 신뢰성이 확보된 경우에 한하여 전자 자금 이체를 수행한다.</description><subject>CALCULATING</subject><subject>COMPUTING</subject><subject>COUNTING</subject><subject>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</subject><subject>PHYSICS</subject><subject>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><fulltext>true</fulltext><rsrctype>patent</rsrctype><creationdate>2023</creationdate><recordtype>patent</recordtype><sourceid>EVB</sourceid><recordid>eNqNir0KwjAURrM4iPoOF5yF2CxZpbQIokjtXq7JFyyUpOZn8O0V9AGczoFzluLSTDA5Bj8aaou3ifrIPjlEOiM_giUXIt1gSsQ3sclj8HTnBEsfufILoA7PgpTXYuF4Stj8uBLbtunr4w5zGJBmNvDIw6mrZKWk1Hqv1UH9d70BtM428g</recordid><startdate>20230619</startdate><enddate>20230619</enddate><creator>KIM, GWI YEOUL</creator><scope>EVB</scope></search><sort><creationdate>20230619</creationdate><title>Electronic Funds Transfer Method for Secure Transaction based on Payee Request</title><author>KIM, GWI YEOUL</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-epo_espacenet_KR20230088183A3</frbrgroupid><rsrctype>patents</rsrctype><prefilter>patents</prefilter><language>eng ; kor</language><creationdate>2023</creationdate><topic>CALCULATING</topic><topic>COMPUTING</topic><topic>COUNTING</topic><topic>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</topic><topic>PHYSICS</topic><topic>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</topic><toplevel>online_resources</toplevel><creatorcontrib>KIM, GWI YEOUL</creatorcontrib><collection>esp@cenet</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>KIM, GWI YEOUL</au><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>Electronic Funds Transfer Method for Secure Transaction based on Payee Request</title><date>2023-06-19</date><risdate>2023</risdate><abstract>An electronic fund transfer method for secure transactions based on recipient requests is disclosed. In the method, an electronic fund transfer is performed by a sender who confirms the transfer request after a service provision system sends the transfer request to the sender upon the recipient requests to transmit the transfer request. During this process, before performing a transfer, the recipient undergoes an authentication process using a text message or voice message, and then procedures for confirming transaction trust in electronic fund transfers, such as verification of the name of the recipient, are performed. Electronic fund transfers are performed only when reliability is secured through the results of the trust process.
수취인 요청 기반 안전거래를 위한 전자 자금 이체 방법이 개시된다. 이 방법은 서비스 제공 시스템이 수취인의 송금 요청 전송 요청에 의해 송금인에 송금 요청이 전송된 후 이를 확인한 송금인에 의해 전자 자금 이체가 수행하되, 이 과정 중 이체 수행 전에 문자메시지 또는 음성메시지를 이용한 수취인에 대한 인증절차를 1차 거친 후 수취인 명의 확인 등의 전자 자금 이체에 있어 거래 신뢰 확인에 대한 절차를 실시하며, 그 신뢰 절차 결과를 통해 신뢰성이 확보된 경우에 한하여 전자 자금 이체를 수행한다.</abstract><oa>free_for_read</oa></addata></record> |
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subjects | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
title | Electronic Funds Transfer Method for Secure Transaction based on Payee Request |
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