Electronic Funds Transfer Method based on Payee for Safety Transaction

Disclosed is an electronic fund transfer method based on recipient authentication for safe transactions. According to the present invention, a service provision system performs an electronic fund transfer at the request of a sender, but before performing the transfer, the recipient first goes throug...

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1. Verfasser: KIM, GWI YEOUL
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description Disclosed is an electronic fund transfer method based on recipient authentication for safe transactions. According to the present invention, a service provision system performs an electronic fund transfer at the request of a sender, but before performing the transfer, the recipient first goes through an authentication process using a text message or voice message, and then is linked with a third-party trust agency brokerage system to implement at least one trust procedure among the recipient name confirmation procedure and the recipient consent procedure, and perform the electronic fund transfer only when reliability is secured through the results of the trust procedure. 안전거래를 위한 수취인 인증기반 전자 자금 이체 방법이 개시된다. 이 방법은 서비스 제공 시스템이 송금인의 요청에 따라 전자 자금 이체를 수행하되, 이체 수행 전에 문자메시지 또는 음성메시지를 이용한 수취인에 대한 인증절차를 1차 거친 후 제 3 신뢰 기관 중개 시스템과 연계하여 수취인 명의 확인 절차와 수취인 동의 절차 중에서 적어도 하나의 신뢰 절차를 실시하며 그 신뢰 절차 결과를 통해 신뢰성이 확보된 경우에 한하여 전자 자금 이체를 수행한다.
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language eng ; kor
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title Electronic Funds Transfer Method based on Payee for Safety Transaction
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