IC CARD CONTROL METHOD AND IC CARD

To provide authentication means using an IC card with a biometric authentication function that can be executed without changing a transaction procedure conforming to a conventional EMV (Europay, Mastercard, and Visa) standard, by automatically switching to PIN verification or signature authenticatio...

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Hauptverfasser: ISHIDA TETSUJI, ASANO YUKIHARU
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Sprache:eng ; jpn
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creator ISHIDA TETSUJI
ASANO YUKIHARU
description To provide authentication means using an IC card with a biometric authentication function that can be executed without changing a transaction procedure conforming to a conventional EMV (Europay, Mastercard, and Visa) standard, by automatically switching to PIN verification or signature authentication according to a biometric information authentication result when using the IC card.SOLUTION: An IC card control method, which automatically determines settlement means according to a user biometric information provision state when using an IC card with biometric authentication function, includes "security policy compliant call information" that makes, at least for each of a case where biometric information is not used, a case where collation using the biometric information has succeeded, and a case where the collation using the biometric information has failed, settlements with different security levels, and performs settlement processing in accordance with EMV standards in response to the security levels.SELECTED DRAWING: Figure 1 【課題】生体認証機能付きICカードによる認証手段を、ICカード利用時の生体情報認証結果に応じて自動的にPIN照合または署名による認証に切り替えることで、従来のEMV(Europay, Mastercard, and Visa)規格に準拠した取り引き手順に変更を加えることなく実行させる。【解決手段】生体認証機能付きICカード利用時に利用者の生体情報提供の状況に応じて決済手段を自動的に決めるICカードの制御方法であって、少なくとも、生体情報を利用しない場合、生体情報を利用して照合が一致した場合、および生体情報を利用して照合が一致しない場合のそれぞれに対して異なるセキュリティレベルの決済を行うための「セキュリティポリシー対応呼出情報」を有し、そのセキュリティレベルに呼応してEMV規格に準拠した決済処理を行うことを特徴とする。【選択図】図1
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title IC CARD CONTROL METHOD AND IC CARD
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