BROKER-MEDIATED PAYMENT SYSTEM AND METHOD

PROBLEM TO BE SOLVED: To provide a broker-mediated payment system and method.SOLUTION: In a system for conducting payment transactions between a payer and a payee, the payer selects one or more payment sources from various funding sources and accounts available to the payer, and instructs a payment...

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Bibliographische Detailangaben
Hauptverfasser:	CHARLES O'ROURKE, YAACOV APELBAUM, CHARLES T FOTE
Format:	Patent
Sprache:	eng ; jpn
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	PROBLEM TO BE SOLVED: To provide a broker-mediated payment system and method.SOLUTION: In a system for conducting payment transactions between a payer and a payee, the payer selects one or more payment sources from various funding sources and accounts available to the payer, and instructs a payment broker's server to perform payment authorization and/or payment routing and clearing service instead of the payer. The payment broker's server notifies the payer and/or the payee of a payment authorization status and, if approved, instructs the funding source to send payment to or for the payee without revealing the payer-selected funding source or account to the payee.SELECTED DRAWING: Figure 4 【課題】仲介人介在支払システムおよび方法を提供する。【解決手段】支払人と受取人との間の支払取引を行うためのシステムにおいて、支払人が、支払人に利用可能な種々の資金提供源および口座から１つ以上の支払源を選択し、支払人の代わりに支払認証および／または支払手配および清算サービスを行うように支払仲介人のサーバに命令する。支払仲介人のサーバは、支払人および／または受取人に支払認証状態を通知し、承認された場合、支払人が選択した資金提供源または口座を受取人に明かすことなく、受取人に、または受取人のために支払を送信するように資金提供源に命令する。【選択図】図４