SYSTEM AND METHOD FOR INCENTING PAYMENT USING RADIO FREQUENCY IDENTIFICATION IN CONTACT AND CONTACTLESS TRANSACTIONS
PROBLEM TO BE SOLVED: To provide a transponder-reader payment system enabling reporting of fob usage and credit card usage by a single file. SOLUTION: The transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may fur...
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| creator | BERARDI MICHAEL J SCHEDING KATHRYN D BLIMAN MICHAL MAYERS ALEXANDRA BONALLE DAVID SAUNDERS PETER D SHAH SEJAL AJIT HOOD MATTHEW C PERRY TREVOR J WILLIAMSON JOHN R ELWOOD JENNIFER A ISENBERG SUSAN E VONWALD KRISTIN L |
| description | PROBLEM TO BE SOLVED: To provide a transponder-reader payment system enabling reporting of fob usage and credit card usage by a single file. SOLUTION: The transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operation, the fob identifying information, or the payment device information, may be presented to the RFID reader for completion of a transaction request. A process server may receive the transaction request and satisfy the transaction request in accordance with a predetermined payment criteria. The process server may additionally augment a rewards account based on fob or payment device usage, thereby incenting fob usage in one instance and payment device usage in the other. COPYRIGHT: (C)2007,JPO&INPIT |
| format | Patent |
| fullrecord | <record><control><sourceid>epo_EVB</sourceid><recordid>TN_cdi_epo_espacenet_JP2007220104A</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><sourcerecordid>JP2007220104A</sourcerecordid><originalsourceid>FETCH-epo_espacenet_JP2007220104A3</originalsourceid><addsrcrecordid>eNqNjL0KwkAQhNNYiPoOS3rhjIL1cj_mxOzFu02RKgQ5K9FA8v54kTyA1XwD38w6m0IbWFeApKDSXDoFxnmwJDWxpQvU2FYJoQlz86isA-P1vdEkW7Bq1oyVyNZRmoF0xCj5d7jwTYcA7JFCKkkL22z17F9j3C25yXKjWZb7OHy6OA79I77j1F3rQohzUYiDOOHxL-kLSlk5kw</addsrcrecordid><sourcetype>Open Access Repository</sourcetype><iscdi>true</iscdi><recordtype>patent</recordtype></control><display><type>patent</type><title>SYSTEM AND METHOD FOR INCENTING PAYMENT USING RADIO FREQUENCY IDENTIFICATION IN CONTACT AND CONTACTLESS TRANSACTIONS</title><source>esp@cenet</source><creator>BERARDI MICHAEL J ; SCHEDING KATHRYN D ; BLIMAN MICHAL ; MAYERS ALEXANDRA ; BONALLE DAVID ; SAUNDERS PETER D ; SHAH SEJAL AJIT ; HOOD MATTHEW C ; PERRY TREVOR J ; WILLIAMSON JOHN R ; ELWOOD JENNIFER A ; ISENBERG SUSAN E ; VONWALD KRISTIN L</creator><creatorcontrib>BERARDI MICHAEL J ; SCHEDING KATHRYN D ; BLIMAN MICHAL ; MAYERS ALEXANDRA ; BONALLE DAVID ; SAUNDERS PETER D ; SHAH SEJAL AJIT ; HOOD MATTHEW C ; PERRY TREVOR J ; WILLIAMSON JOHN R ; ELWOOD JENNIFER A ; ISENBERG SUSAN E ; VONWALD KRISTIN L</creatorcontrib><description>PROBLEM TO BE SOLVED: To provide a transponder-reader payment system enabling reporting of fob usage and credit card usage by a single file. SOLUTION: The transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operation, the fob identifying information, or the payment device information, may be presented to the RFID reader for completion of a transaction request. A process server may receive the transaction request and satisfy the transaction request in accordance with a predetermined payment criteria. The process server may additionally augment a rewards account based on fob or payment device usage, thereby incenting fob usage in one instance and payment device usage in the other. 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SOLUTION: The transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operation, the fob identifying information, or the payment device information, may be presented to the RFID reader for completion of a transaction request. A process server may receive the transaction request and satisfy the transaction request in accordance with a predetermined payment criteria. The process server may additionally augment a rewards account based on fob or payment device usage, thereby incenting fob usage in one instance and payment device usage in the other. COPYRIGHT: (C)2007,JPO&INPIT</description><subject>ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDEDFOR ELSEWHERE</subject><subject>CALCULATING</subject><subject>CHECKING-DEVICES</subject><subject>COIN-FREED OR LIKE APPARATUS</subject><subject>COMPUTING</subject><subject>COUNTING</subject><subject>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</subject><subject>ELECTRIC COMMUNICATION TECHNIQUE</subject><subject>ELECTRICITY</subject><subject>GENERATING RANDOM NUMBERS</subject><subject>HANDLING RECORD CARRIERS</subject><subject>PHYSICS</subject><subject>PRESENTATION OF DATA</subject><subject>RECOGNITION OF DATA</subject><subject>RECORD CARRIERS</subject><subject>REGISTERING OR INDICATING THE WORKING OF MACHINES</subject><subject>REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS</subject><subject>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</subject><subject>TIME OR ATTENDANCE REGISTERS</subject><subject>TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION</subject><subject>VOTING OR LOTTERY APPARATUS</subject><fulltext>true</fulltext><rsrctype>patent</rsrctype><creationdate>2007</creationdate><recordtype>patent</recordtype><sourceid>EVB</sourceid><recordid>eNqNjL0KwkAQhNNYiPoOS3rhjIL1cj_mxOzFu02RKgQ5K9FA8v54kTyA1XwD38w6m0IbWFeApKDSXDoFxnmwJDWxpQvU2FYJoQlz86isA-P1vdEkW7Bq1oyVyNZRmoF0xCj5d7jwTYcA7JFCKkkL22z17F9j3C25yXKjWZb7OHy6OA79I77j1F3rQohzUYiDOOHxL-kLSlk5kw</recordid><startdate>20070830</startdate><enddate>20070830</enddate><creator>BERARDI MICHAEL J</creator><creator>SCHEDING KATHRYN D</creator><creator>BLIMAN MICHAL</creator><creator>MAYERS ALEXANDRA</creator><creator>BONALLE DAVID</creator><creator>SAUNDERS PETER D</creator><creator>SHAH SEJAL AJIT</creator><creator>HOOD MATTHEW C</creator><creator>PERRY TREVOR J</creator><creator>WILLIAMSON JOHN R</creator><creator>ELWOOD JENNIFER A</creator><creator>ISENBERG SUSAN E</creator><creator>VONWALD KRISTIN L</creator><scope>EVB</scope></search><sort><creationdate>20070830</creationdate><title>SYSTEM AND METHOD FOR INCENTING PAYMENT USING RADIO FREQUENCY IDENTIFICATION IN CONTACT AND CONTACTLESS TRANSACTIONS</title><author>BERARDI MICHAEL J ; SCHEDING KATHRYN D ; BLIMAN MICHAL ; MAYERS ALEXANDRA ; BONALLE DAVID ; SAUNDERS PETER D ; SHAH SEJAL AJIT ; HOOD MATTHEW C ; PERRY TREVOR J ; WILLIAMSON JOHN R ; ELWOOD JENNIFER A ; ISENBERG SUSAN E ; VONWALD KRISTIN L</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-epo_espacenet_JP2007220104A3</frbrgroupid><rsrctype>patents</rsrctype><prefilter>patents</prefilter><language>eng</language><creationdate>2007</creationdate><topic>ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDEDFOR ELSEWHERE</topic><topic>CALCULATING</topic><topic>CHECKING-DEVICES</topic><topic>COIN-FREED OR LIKE APPARATUS</topic><topic>COMPUTING</topic><topic>COUNTING</topic><topic>DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES</topic><topic>ELECTRIC COMMUNICATION TECHNIQUE</topic><topic>ELECTRICITY</topic><topic>GENERATING RANDOM NUMBERS</topic><topic>HANDLING RECORD CARRIERS</topic><topic>PHYSICS</topic><topic>PRESENTATION OF DATA</topic><topic>RECOGNITION OF DATA</topic><topic>RECORD CARRIERS</topic><topic>REGISTERING OR INDICATING THE WORKING OF MACHINES</topic><topic>REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS</topic><topic>SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR</topic><topic>TIME OR ATTENDANCE REGISTERS</topic><topic>TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION</topic><topic>VOTING OR LOTTERY APPARATUS</topic><toplevel>online_resources</toplevel><creatorcontrib>BERARDI MICHAEL J</creatorcontrib><creatorcontrib>SCHEDING KATHRYN D</creatorcontrib><creatorcontrib>BLIMAN MICHAL</creatorcontrib><creatorcontrib>MAYERS ALEXANDRA</creatorcontrib><creatorcontrib>BONALLE DAVID</creatorcontrib><creatorcontrib>SAUNDERS PETER D</creatorcontrib><creatorcontrib>SHAH SEJAL AJIT</creatorcontrib><creatorcontrib>HOOD MATTHEW C</creatorcontrib><creatorcontrib>PERRY TREVOR J</creatorcontrib><creatorcontrib>WILLIAMSON JOHN R</creatorcontrib><creatorcontrib>ELWOOD JENNIFER A</creatorcontrib><creatorcontrib>ISENBERG SUSAN E</creatorcontrib><creatorcontrib>VONWALD KRISTIN L</creatorcontrib><collection>esp@cenet</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>BERARDI MICHAEL J</au><au>SCHEDING KATHRYN D</au><au>BLIMAN MICHAL</au><au>MAYERS ALEXANDRA</au><au>BONALLE DAVID</au><au>SAUNDERS PETER D</au><au>SHAH SEJAL AJIT</au><au>HOOD MATTHEW C</au><au>PERRY TREVOR J</au><au>WILLIAMSON JOHN R</au><au>ELWOOD JENNIFER A</au><au>ISENBERG SUSAN E</au><au>VONWALD KRISTIN L</au><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>SYSTEM AND METHOD FOR INCENTING PAYMENT USING RADIO FREQUENCY IDENTIFICATION IN CONTACT AND CONTACTLESS TRANSACTIONS</title><date>2007-08-30</date><risdate>2007</risdate><abstract>PROBLEM TO BE SOLVED: To provide a transponder-reader payment system enabling reporting of fob usage and credit card usage by a single file. SOLUTION: The transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a payment device separate and distinct from the fob, but associated with payment account mutually shared with the fob. In exemplary operation, the fob identifying information, or the payment device information, may be presented to the RFID reader for completion of a transaction request. A process server may receive the transaction request and satisfy the transaction request in accordance with a predetermined payment criteria. The process server may additionally augment a rewards account based on fob or payment device usage, thereby incenting fob usage in one instance and payment device usage in the other. COPYRIGHT: (C)2007,JPO&INPIT</abstract><oa>free_for_read</oa></addata></record> |
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| subjects | ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDEDFOR ELSEWHERE CALCULATING CHECKING-DEVICES COIN-FREED OR LIKE APPARATUS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC COMMUNICATION TECHNIQUE ELECTRICITY GENERATING RANDOM NUMBERS HANDLING RECORD CARRIERS PHYSICS PRESENTATION OF DATA RECOGNITION OF DATA RECORD CARRIERS REGISTERING OR INDICATING THE WORKING OF MACHINES REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR TIME OR ATTENDANCE REGISTERS TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION VOTING OR LOTTERY APPARATUS |
| title | SYSTEM AND METHOD FOR INCENTING PAYMENT USING RADIO FREQUENCY IDENTIFICATION IN CONTACT AND CONTACTLESS TRANSACTIONS |
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