SYSTEM AND METHOD FOR DYNAMIC TEMPORARY PAYMENT AUTHORIZATION IN A PORTABLE COMMUNICATION DEVICE

A system for using a dynamic temporary credential with a portable communication device for use in a transaction with an electronic control point (e.g. point of sale, NFC access point) wherein the portable communication device has a geo-location module (e.g. GPS). The system has a centralized module...

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Hauptverfasser: Reisgies, Hans, Weinstein, Andrew, Brudnicki, David, Craft, Michael
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Sprache:eng ; fre ; ger
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creator Reisgies, Hans
Weinstein, Andrew
Brudnicki, David
Craft, Michael
description A system for using a dynamic temporary credential with a portable communication device for use in a transaction with an electronic control point (e.g. point of sale, NFC access point) wherein the portable communication device has a geo-location module (e.g. GPS). The system has a centralized module that receives the portable communication device's current geo-location and transmits the dynamic temporary credential to the portable communication device and provides predictive transaction information - including the dynamic temporary credential and portable communication device's geo-location -- to an authorization system operably associated with the electronic control point. The dynamic temporary credential has a predetermined time to live, which allows for the recycling of the dynamic credential, such recycling may take into account the geo-location for which the credential has been recently issued. A method for using a dynamic temporary credential with a portable communication device is also disclosed.
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language eng ; fre ; ger
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subjects CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title SYSTEM AND METHOD FOR DYNAMIC TEMPORARY PAYMENT AUTHORIZATION IN A PORTABLE COMMUNICATION DEVICE
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