Matching consumers with billers having bills available for electronic presentment

A technique for identifying electronic billers of a consumer whose bills are available by electronic presentment is provided. A request to identify electronic billers of the consumer is received. This request includes information that identifies the consumer, but excludes any information identifying...

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Hauptverfasser: BROTHERS II, JOHN ALFRED, FRECH, JOHN J, STRATTON, RICHARD A, ZIELKE, WILLIAM D, MOENICKHEIM, PETER, WARD, CHERYL L, BEMIS, TERI W, MCCOY, RANDAL A, KOZEE, CASEY W, MCMICHAEL, WILLIAM R. JR
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creator BROTHERS II, JOHN ALFRED
FRECH, JOHN J
STRATTON, RICHARD A
ZIELKE, WILLIAM D
MOENICKHEIM, PETER
WARD, CHERYL L
BEMIS, TERI W
MCCOY, RANDAL A
KOZEE, CASEY W
MCMICHAEL, WILLIAM R. JR
description A technique for identifying electronic billers of a consumer whose bills are available by electronic presentment is provided. A request to identify electronic billers of the consumer is received. This request includes information that identifies the consumer, but excludes any information identifying any biller, electronic or not, of the consumer. From this information that does not identify any biller of the consumer, one more candidate electronic billers of the consumer are identified. Then, a positive determination is made that at least one of these candidate electronic billers is definitely an electronic biller of the consumer. Thus, electronic billers of the consumer are identified without the consumer identifying any biller.
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language eng ; fre ; ger
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subjects CALCULATING
CHECKING-DEVICES
COIN-FREED OR LIKE APPARATUS
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
title Matching consumers with billers having bills available for electronic presentment
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