Method for cash sum transfer into and from smart cards

2.1 Known methods are based on the idea that debiting and crediting exchange functions operate independently of each other. The solution according to the invention is based on the object of combining the advantages of crediting exchange with the advantages of debiting exchange. 2.2 According to the...

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Hauptverfasser: WESTPHAL REINHARD, HARTLEIF SIEGFRIED, ENDLER REINHARD, HOVEMEYER DIETER ORGA DATENVER, NIEHAUS HERBERT, SCHAEFER PETER GAD GESELLSCHAF, MERGEMEIER DETLEV GAD GESELLSC
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creator WESTPHAL REINHARD
HARTLEIF SIEGFRIED
ENDLER REINHARD
HOVEMEYER DIETER ORGA DATENVER
NIEHAUS HERBERT
SCHAEFER PETER GAD GESELLSCHAF
MERGEMEIER DETLEV GAD GESELLSC
description 2.1 Known methods are based on the idea that debiting and crediting exchange functions operate independently of each other. The solution according to the invention is based on the object of combining the advantages of crediting exchange with the advantages of debiting exchange. 2.2 According to the invention, overwritable memory areas of a smart card are divided up into a memory area for crediting exchange functions and at least one memory area for debiting exchange functions. Using the application program of the smart card, together with the program of an authorization system, a cash sum from the crediting exchange is transferred, once or repeatedly in succession, into the debiting exchange. 2.3 By the solution according to the invention, the user of the service is able by means of just one multifunctional smart card to fill the debiting exchange of the smart card at any time from the credit afforded him in the crediting exchange.
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subjects CHECKING-DEVICES
COIN-FREED OR LIKE APPARATUS
PHYSICS
title Method for cash sum transfer into and from smart cards
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