System for transferring account and withdrawing money in cellphone roaming mode

The utility model discloses a system for transferring an account and withdrawing money in the cellphone roaming mode. The system comprises a bank business platform, a mobile service support system, a mobile service operation system, one or a plurality of mobile telecom carrier website terminals and a plurality of user terminal devices. In the utility model, seamless connection of the bank business system and the mobile service system is realized in a point-to-point manner, and payment and settlement functions of a bank card are integrated with the wide coverage advantage of a mobile communication system (including an Every Village Project), so that a user can transfer an account and withdraw money in the roaming mode at any mobile telecom carrier website. A modern village payment system is established, improving the ability of banks to serve three agricultural issues, overcoming the defects of insufficient bank outlets and relatively high service cost in remote regions, providing convenience for users in area