Time-event data-based debt risk assessment method and system after credit card expiration, and application

The invention discloses a time-event data-based debt risk assessment method and system for an overdue credit card, and the system comprises two modules: a customer classification model and an overdue day number prediction model, and achieves the functions of depicting a user portrait of an overdue c...

Ausführliche Beschreibung

Bibliographische Detailangaben

Hauptverfasser:	CAO WANRU, LONG JIAJIE, HUANG DINGJIANG, GAO MENGYAO, BI JINGYU, LIU WENHUI, NI LUYU
Format:	Patent
Sprache:	chi ; eng
Schlagworte:	CALCULATING COMPUTER SYSTEMS BASED ON SPECIFIC COMPUTATIONAL MODELS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC DIGITAL DATA PROCESSING PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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